2018 Kemp Rd, Indian Trail, NC 28079 Property Records

Union County property record for 2018 Kemp Rd, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,938 sqft · built 2018
Lot Size	0.205 acres (8,930 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Feb 2021)
Tax Bill	$3,486 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-066-982`

Property Details

APN / Parcel Number

Primary APN	`07-066-982`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,938 sqft Living Area
1st Floor Area	1,229 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Lot Area	8,930 sqft (0.205 acres)
Garage Type	Attached
Garage Area	454 sqft
Porch	Slab
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2018 KEMP RD
City	INDIAN TRAIL
State	NC
Zip	28079-9492
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	#124 UNION GROVE PH2 MAP1 OPCN925-928
Legal Subdivision	UNION GROVE
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1008
Census Tract	20320

Owner

2018 Kemp Rd, a rural home, is owned and occupied by an individual who bought it in February 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2018 KEMP RD, INDIAN TRAIL, NC 28079-9492
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage NEIGHBORHOOD COMMUNITY FCU
Feb 2, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Sep 27, 2018	Special Warranty Deed, Transfer · VA Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2021 · Amount on File
Deed Sale	Feb 2, 2021 · Amount on File
Prior Sale	Sep 27, 2018 · Amount on File
Deed Document Number	20214894
Deed Book / Page	7975 / 317
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2018 KEMP RD, INDIAN TRAIL, NC 28079-9492
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007975336
Date	Feb 2, 2021
Book Page	7975/336
Instrument	4896

Lender

Name	NEIGHBORHOOD COMMUNITY FCU
Type	Credit Union
Address	ROXBURY, MA 02119

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 2, 2021
Property Address	2018 KEMP RD, INDIAN TRAIL, NC 28079-9492
Document Number	0007975317
Book / Page	7975 / 317
Map Reference	CAB N FILE 925-928
Instrument Date	Feb 2, 2021
Instrument	4894
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 KEMP RD, INDIAN TRAIL, NC 28079-9492

Mortgage

Document Number	0007975319
Date	Feb 2, 2021
Book Page	7975/319
Instrument	4895

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 27, 2018
Property Address	2018 KEMP RD, INDIAN TRAIL, NC 28079-9492
Document Number	0007242422
Book / Page	7242 / 422
Map Reference	CAB N FILE 925-928
Instrument Date	Sep 27, 2018
Instrument	0027364
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11405 N COMMUNITY HOUSE RD STE 150, 11405, CHARLOTTE, NC 28277-4430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 KEMP LN, INDIAN TRAIL, NC 28079-9492

Mortgage

Document Number	0000027365
Date	Sep 27, 2018
Instrument	0027365

Lender

Name	TOWNEBANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2018 Kemp Rd was $3,486.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$531,100 (-) Land $98,000 Building $433,100	$531,100 (-) Land $98,000 Building $433,100
2025	$3,486.00	$531,100 Land $98,000 Building $433,100	$531,100 Land $98,000 Building $433,100
2023	$3,047.00	$365,200 Land $61,500 Building $303,700	$365,200 Land $61,500 Building $303,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2018 Kemp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2018 Kemp Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Verizon.

Nearby Properties on Kemp Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures