2018 E 40th Ct, Des Moines, IA 50317 Property Records

Polk County property record for 2018 E 40th Ct, Des Moines, IA 50317

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,082 sqft · built 2012
Lot Size0.144 acres (6,300 sqft)
OwnerIndividual Name on Record
Last Sale$192,500 (May 2019)
Tax Bill$5,146 (2024)
Deeds & MortgagesSep 2025 Line of Credit
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7923-33-126-047

Property Details

APN / Parcel Number

Primary APN7923-33-126-047
Alternative APN
  • 060/08098-001-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,082 sqft Living Area
Gross Area1,170 sqft
1st Floor Area1,082 sqft
Basement Area1,024 sqft
Finished Basement936 sqft

Exterior

Year BuiltBuilt 2012
Architectural StyleSplit Foyer
Exterior MaterialFiber Cement Siding
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,300 sqft (0.144 acres)
Lot Dimensions126 ft deep x 50 ft wide
Garage TypeDetached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
Deck Area110 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address2018 E 40TH CT
CityDES MOINES
StateIA
Zip50317-5632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 171 SUNRISE PARK
Legal SubdivisionSUNRISE PARK
Legal Lot Number171
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group5
Census Block5004
Census Tract1900

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2018 E 40TH CT, DES MOINES, IA 50317-5632
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU
May 28, 2019Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2019 · Amount on Record
Deed SaleMay 28, 2019 · Amount on Record
Prior SaleMar 23, 2016 · Amount on Record
Deed Document Number2018-00084177
Deed Book / Page17341 / 0421
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address2018 E 40TH CT, DES MOINES, IA 50317-5632
Transaction TypeMortgage
Record UpdatedOct 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2018 E 40TH CT, DES MOINES, IA 50317-5632

Mortgage

Document Number0000058109
DateSep 30, 2025
Book Page20284/887
Instrument2025-00058109
Lender
NameVERIDIAN CU
TypeCredit Union
AddressPO BOX 6000, WATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 29, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateMay 28, 2019
Property Address2018 E 40TH CT, DES MOINES, IA 50317-5632
Document Number0000084177
Book / Page017341 / 000421
Instrument DateMay 16, 2019
Instrument84177
Transaction TypeTransfer
Record UpdatedJul 2, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$308.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2018 E 40TH CT DES MOINES IA 503175632, DES MOINES, IA 50317-5632

Mortgage

Document Number84179
DateMay 28, 2019
Book Page017341/000424
Instrument84179
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 27, 2049
Interest
Rate TypeAdjustable Rate
Rate5.25%

Mortgage

Document Number84180,
DateMay 28, 2019
Book Page017341/000443
Instrument84180
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
AmountAmount Recorded
Term120 Months
DueMay 27, 2029

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$292,400 (+14.09%) Land $29,100 Building $263,300$292,400 (+14.09%) Land $29,100 Building $263,300
2024$5,146.00 (+9.07%)
2023$256,300 Land $25,100 Building $231,200$256,300 Land $25,100 Building $231,200
2020$4,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims11 (1983–2025)
Claims Outside the SFHA5 of 11
Most Recent ClaimJul 2025 · other causes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
2,000 / 1,000
CenturyLink
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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