Santa Rosa County property record for 2018 Cardinal Ln, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,506 sqft · built 2000 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $317,000 (Jun 2026) |
| Tax Bill | $3,214 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Mar 2026 Foreclosure + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-02600-0050 |
| Primary APN | 18-2S-26-1920-02600-0050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,506 sqft Living Area |
| Gross Area | 2,140 sqft |
| 1st Floor Area | 1,506 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 394 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 100 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2018 CARDINAL LN |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 5 BLK 26 HOLLEY BY THE SEA AS DES IN OR 4489 PG 638 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/1ST AMD |
| Legal Block | 26 |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 10820 |
Source: Santa Rosa County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8494 NAVARRE PKWY, NAVARRE, FL 32566-6904 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 18, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 11, 2026 | Special Warranty Deed, Foreclosure ATTORNEY ONLY, ATTORNEY |
| Mar 11, 2026 | Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY, ATTORNEY |
| Apr 19, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | Mar 11, 2026 · Amount on Record |
| Deed Document Number | 202631038 |
| Deed Book / Page | 4757 / 1460 |
| Prior Transfer Date | Apr 18, 2022 |
| Prior Transfer Doc | 0042721894 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 18, 2026 |
| Property Address | 2018 CARDINAL LN, NAVARRE, FL 32566-8337 |
| Document Number | 0000031038 |
| Book / Page | 4757 / 1460 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202631038 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $224,119.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8494 NAVARRE PKWY, NAVARRE, FL 32566-6904 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 11, 2026 |
| Property Address | 2018 CARDINAL LN, NAVARRE, FL 32566-8337 |
| Document Number | 0047181792 |
| Book / Page | 4718 / 1792 |
| Map Reference | MB B PG 155 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 202612275 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 10, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,876.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 PHILLIPS BLVD, EWING, NJ 08618-1430 |
| Name | Verified Name |
|---|---|
| Address | 3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 11, 2026 |
| Property Address | 2018 CARDINAL LN, NAVARRE, FL 32566-8337 |
| Document Number | 0047181781 |
| Book / Page | 4718 / 1781 |
| Map Reference | MB B PG 155 |
| Instrument Date | Jan 19, 2026 |
| Instrument | 202612273 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 10, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,695.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 2071 ALFRED BLVD, NAVARRE, FL 32566-7350 |
| Name | Verified Name |
|---|---|
| Address | 425 PHILLIPS BLVD, EWING, NJ 08618-1430 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 19, 2022 |
| Property Address | 2018 CARDINAL LN, NAVARRE, FL 32566-8337 |
| Document Number | 0042721894 |
| Book / Page | 4272 / 1894 |
| Map Reference | MB B PG 155 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 202223385 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2018 CARDINAL LN, 2018, NAVARRE, FL 32566-8337 |
| Name | Verified Name |
|---|---|
| Address | 2018 CARDINAL LN, NAVARRE, FL 32566-8337 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,214.00 (+2,042.67%) | $268,011 (+83.05%) Land $75,000 Building $193,011 | $268,011 (+2.07%) Land $75,000 Building $193,011 |
| 2024 | $150.00 (+7.14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $146,413 (+3%) | $262,569 (+6.56%) Land $75,000 Building $187,569 |
| 2023 | $140.00 (+6.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $142,149 (+3%) | $246,405 (+12.17%) Land $65,000 Building $181,405 |
| 2022 | $131.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $138,009 | $219,680 Land $50,000 Building $169,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 215 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 215 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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