2018 Cairns Dr E, Mount Juliet, TN 37122 Property Records

Wilson County property record for 2018 Cairns Dr E, Mount Juliet, TN 37122

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,906 sqft · built 2005
Lot Size	0.21 acres (8,992 sqft)
Owner	Individual Name on File
Last Sale	$240,281 (Sep 2005)
Tax Bill	$1,854 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`073H-N-008.00`

Property Details

APN / Parcel Number

Primary APN	`073H-N-008.00`
Alternative APNs	`01073HN073H00800` `095073H N 00800`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,906 sqft Living Area
Gross Area	3,326 sqft
1st Floor Area	1,243 sqft
Upper Floors Area	420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,992 sqft (0.21 acres)
Lot Dimensions	132 ft deep x 68 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	130 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2018 CAIRNS DR E
City	MOUNT JULIET
State	TN
Zip	37122-8511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOUGHBY STATION 1 PH IX PB 24 PG 840 LOT 781 68 X 132.24
Legal Subdivision	WILLOUGHBY STATION 1 PH IX
Legal Lot Number	781
Jurisdiction	WILSON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1017
Census Tract	30308

Owner

2018 Cairns Dr E is owned and occupied by an individual who acquired it in December 2017.

Source: Wilson County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	2018 CAIRNS DR E, MOUNT JULIET, TN 37122-8511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Feb 28, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jul 3, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 18, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 18, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2005 · Amount on File
Deed Sale	Sep 22, 2005 · Amount on File
Prior Sale	Sep 20, 2005 · Amount on File
Deed Book / Page	1137 / 1508
Last Transfer Date	Dec 29, 2017
Transfer Doc	0000631489
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TN
Property Address	2018 CAIRNS DR E, MOUNT JULIET, TN 37122-8511
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02142/2059
Date	Dec 20, 2021
Book Page	2142/2059
Instrument	21043797

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TN
Property Address	2018 CAIRNS DR E, MOUNT JULIET, TN 37122-8511
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002296/330
Date	Feb 28, 2024
Book Page	2296/330
Instrument	24128849

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Mar 1, 2029

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TN
Property Address	2018 CAIRNS DR E, MOUNT JULIET, TN 37122-8511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000675633
Date	Jul 3, 2019
Book Page	1890/1267
Instrument	19675633

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TN
Property Address	2018 CAIRNS DR E, MOUNT JULIET, TN 37122-8511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000700747
Date	Mar 18, 2020
Book Page	1947/438
Instrument	20700747

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Aug 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TN
Property Address	2018 CAIRNS DR E, MOUNT JULIET, TN 37122-8511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000733472
Date	Dec 18, 2020
Book Page	2030/899
Instrument	20733472

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Oct 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TN
Property Address	2018 CAIRNS DR E, MOUNT JULIET, TN 37122-8511
Document Number	0000655548
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 CAIRNS DR E MOUNT JULIET TN 371228511, MOUNT JULIET, TN 37122-8511

Mortgage

Document Number	0000655548
Date	Oct 19, 2018
Book Page	001849/001354
Instrument	655548

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 18, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2018 Cairns Dr E was $1,854, down 5.5% from the year before.

Source: Wilson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Wilson County
Municipality	Mount Juliet City
Unified School District	Wilson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,854.00 (-5.46%)	$97,150 (-) Land $18,750 Building $78,400	$388,600 Land $75,000 Building $313,600
2024	$1,961.00	$97,150 (-) Land $18,750 Building $78,400
2023		$97,150 (-) Land $18,750 Building $78,400
2022	$1,962.00	$97,150 Land $18,750 Building $78,400
2021			$388,600 Land $75,000 Building $313,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2018 Cairns Dr E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2018 Cairns Dr E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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