San Bernardino County property record for 20178 Ochoa Rd, Apple Valley, CA 92307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,505 sqft · built 1990 |
| Lot Size | 0.448 acres (19,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Apr 2018) |
| Tax Bill | $3,857 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3112-233-40-0000 |
| Primary APN | 3112-233-40-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,505 sqft Living Area |
| Gross Area | 3,105 sqft |
| 1st Floor Area | 2,505 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 19,500 sqft (0.448 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 341 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 20178 OCHOA RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92307-7208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 14155 LOT 99 |
| Legal Subdivision | TRACT NO 14155 |
| Legal Tract | 14155 |
| Legal Block | 3 |
| Legal Lot Number | 99 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 9723 |
20178 Ochoa Rd is owned and occupied by two individuals who bought it in April 2018.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20178 OCHOA RD, APPLE VALLEY, CA 92307-7208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 19, 2018 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2018 · Amount on File |
| Deed Sale | Apr 19, 2018 · Amount on File |
| Deed Document Number | 2018141207 |
| Prior Transfer Date | Dec 16, 2003 |
| Prior Transfer Doc | 0000927646 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 20178 OCHOA RD, APPLE VALLEY, CA 92307-7208 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 20178 OCHOA RD, APPLE VALLEY, CA 92307-7208 |
| Document Number | 0000406592 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 2021-0406592 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Apr 19, 2018 |
| Property Address | 20178 OCHOA RD, APPLE VALLEY, CA 92307-7208 |
| Document Number | 0000141207 |
| Map Reference | MB 228 PG 89-93 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 2018-0141207 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | TICOR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 20178 OCHOA RD, APPLE VALLEY, CA 92307-7208 |
| Document Number | 0000141208 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 2018-0141208 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 20178 Ochoa Rd was $3,857.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $336,559 (+2%) Land $67,312 Building $269,247 | |
| 2025 | $3,857.00 | $329,960 Land $65,992 Building $263,968 |
| 2023 | $3,714.00 (+1.53%) | $317,147 Land $63,429 Building $253,718 |
| 2022 | $3,658.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20178 Ochoa Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20178 Ochoa Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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