Missoula County property record for 20175 Wambli Ln, Huson, MT 59846
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,650 sqft · built 2003 |
| Lot Size | 6.13 acres (267,023 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,267 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jul 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0492403 |
| Primary APN | R0492403 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,650 sqft Living Area |
| Gross Area | 3,760 sqft |
| 1st Floor Area | 1,706 sqft |
| 2nd Floor Area | 594 sqft |
| Basement Area | 1,460 sqft |
| Finished Basement | 1,350 sqft |
| Unfinished Basement | 110 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 267,023 sqft (6.13 acres) |
| View / Lot | Rural |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 750 sqft |
| Deck Area | 718 sqft |
| Shed | 1 Shed |
| Lean-To | Lean-To |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0005852334 |
|---|---|
| Street Address | 20175 WAMBLI LN |
| City | HUSON |
| State | MT |
| Zip | 59846-9662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S13, T15 N, R22 W, C.O.S. 2899, PARCEL 53A, ACRES 6.13, OF LOT 53 ELK MEADOWS RANCHETTES |
| Legal Subdivision | ELK MEADOWS RANCHETTES |
| Legal Block | 1 |
| Legal Lot Number | 53 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | FRENCHTOWN-WYE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 1602 |
Source: Missoula County records · APN R0492403
Assessment roll updated September 15, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 FIRLEIGH RD, SOUTHERN PINES, NC 28387-5560 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jul 11, 2022 | Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| May 01, 2017 | Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BK/MT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2022 |
| Deed Sale | Jul 11, 2022 |
| Deed Document Number | 202211939 |
| Deed Book / Page | 1078 / 97 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 20175 WAMBLI LN, HUSON, MT 59846-9662 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0010810177 |
|---|---|
| Date | Sep 06, 2022 |
| Book Page | 1081/177 |
| Instrument | 202216219 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Jul 11, 2022 |
| Property Address | 20175 WAMBLI LN, HUSON, MT 59846-9662 |
| Document Number | 0010780097 |
| Book / Page | 1078 / 97 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 202211939 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20175 WAMBLI LN # M, M, HUSON, MT 59846-9662 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 20175 WAMBLI LN, HUSON, MT 59846-9662 |
| Document Number | 0009780701 |
| Book / Page | 000978 / 000701 |
| Instrument Date | May 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20175 WAMBLI LN HUSON MT 598469662, HUSON, MT 59846-9662 |
| Document Number | 0009780701 |
|---|---|
| Date | May 10, 2017 |
| Book Page | 000978/000701 |
| Instrument | 7843 |
| Name | OPPORTUNITY BK/MT |
|---|---|
| Address | MISSOULA, MT 59801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Missoula County records · Assessment roll updated September 15, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Unified School District | Frenchtown K-12 Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,267.00 (+5.93%) | $1,022,600 (+24.89%) Land $180,383 Building $842,217 | $1,022,600 (+24.89%) Land $180,383 Building $842,217 |
| 2024 | $7,804.00 (-3.61%) | ||
| 2023 | $8,096.00 | $818,800 | $818,800 Land $124,971 Building $693,829 |
Source: FEMA National Flood Hazard Layer, Missoula County (30063C), updated May 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300630016021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | High above 74% of the US · above 57% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 17 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Centric Integrated Systems Fixed Wireless | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ELK MEADOWS RANCHETTES private · serves 175 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Jul 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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