20175 Rowan Ave, Welch, MN 55089 Property Records

Dakota County property record for 20175 Rowan Ave, Welch, MN 55089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,412 sqft · built 1995
Lot Size	4.94 acres (215,245 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,644 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-02800-02-030`

Property Details

APN / Parcel Number

Primary APN	`33-02800-02-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,412 sqft Living Area
1st Floor Area	1,034 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Level
Construction Type	Wood
Lot Area	215,245 sqft (4.94 acres)
Garage Type	Detached
Garage Area	862 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	20175 ROWAN AVE
City	WELCH
State	MN
Zip	55089-9533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 28 TWN 114 RANGE 16 28 114 16 N 1/2 OF SW 1/4 OF NE 1/4 OF NE 1/4 WITH ESMNT
Legal Range	16W
Legal Township	114
Legal Section	28
Legal Block	2
Legal Lot Number	30
Jurisdiction	DAKOTA MN
Township / Civil Division	RAVENNA
Census Block Group	2
Census Block	2042
Census Tract	61401

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20175 ROWAN AVE, WELCH, MN 55089-9533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2012
Deed Sale	Dec 4, 2012
Deed Document Number	20122711
Prior Transfer Date	Oct 19, 2012
Prior Transfer Doc	0000002711
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	20175 ROWAN AVE, WELCH, MN 55089-9533
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20175 ROWAN AVE, WELCH, MN 55089-9533

Mortgage

Document Number	0003468485
Date	Jun 9, 2021
Instrument	3468485

Lender

Name	MERCHANTS BANK
Type	Bank
Address	HASTINGS, MN 55033

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	20175 ROWAN AVE, WELCH, MN 55089-9533
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	DCA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003459453
Date	May 4, 2021
Instrument	3459453

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
County Subdivision	Ravenna Township
Unified School District	Hastings Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,644.00 (+8.45%)	$515,200 (+5.36%) Land $125,200 Building $390,000	$515,200 (+5.36%) Land $125,200 Building $390,000
2023	$3,360.00 Homeowner's exemption
2022		$489,000 Land $120,200 Building $368,800	$489,000 Land $120,200 Building $368,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1997–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southeast MN Wifi Fiber · Fixed Wireless	3,000 / 3,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Hiawatha Broadband Communications.

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