20175 Laurel Dr, Livonia, MI 48152 Property Records

Wayne County property record for 20175 Laurel Dr, Livonia, MI 48152

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,094 sqft · built 1987
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$294,000 (Jul 2012)
Tax Bill	$8,459 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014040038000`

Property Details

APN / Parcel Number

Primary APN	`014040038000`
Alternative APN	`46 014 04 0038 000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,094 sqft Living Area
1st Floor Area	1,794 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20175 LAUREL DR
City	LIVONIA
State	MI
Zip	48152-1196
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT #38 SUMMER CREEK SUB T1S R9E; L102 P6 & 7 WCR
Legal Subdivision	SUMMER CREEK
Legal Lot Number	38
Jurisdiction	WAYNE MI
Township / Civil Division	LIVONIA
Census Block Group	1
Census Block	1010
Census Tract	556400

Owner

20175 Laurel Dr is owned and occupied by two individuals who bought it in July 2012.

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20175 LAUREL DR, LIVONIA, MI 48152-1196
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage MICHIGAN EDUCATIONAL CU
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN EDUCATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2012 · Amount on File
Deed Sale	Jul 17, 2012 · Amount on File
Deed Document Number	2012309363
Deed Book / Page	50002 / 1354
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	20175 LAUREL DR, LIVONIA, MI 48152-1196
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20175 LAUREL DR, LIVONIA, MI 48152-1196

Mortgage

Document Number	0576741271
Date	Jun 7, 2022
Book Page	57674/1271
Instrument	2022205582

Lender

Name	MICHIGAN EDUCATIONAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Amount	Amount on Record
Term	181 Months
Due	Jun 30, 2037

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	20175 LAUREL DR, LIVONIA, MI 48152-1196
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20175 LAUREL DR, LIVONIA, MI 48152-1196

Mortgage

Document Number	0561781354
Date	Nov 6, 2020
Book Page	56178/1354
Instrument	2020316090

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	20175 LAUREL DR, LIVONIA, MI 48152-1196
Document Number	0548460014
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20175 LAUREL DR LIVONIA MI 481521196, LIVONIA, MI 48152-1196

Mortgage

Document Number	0548460014
Date	Feb 5, 2019
Book Page	054846/000014
Instrument	27135

Lender

Name	MICHIGAN EDUCATIONAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 4, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 20175 Laurel Dr was $8,459 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Livonia City
Unified School District	Livonia Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,600	$555,200
2025	$8,459.00
2023		$232,600	$465,200
2019	$6,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20175 Laurel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20175 Laurel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIVONIA serves 96,942 people · EPA ID MI0003930
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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