20175 Hill Top Rd, Saucier, MS 39574 Property Records

Harrison County property record for 20175 Hill Top Rd, Saucier, MS 39574 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,291 sqft · built 2004
Lot Size	3.6 acres (156,816 sqft)
Owner	2 Individual Names on File
Last Sale	$545,300 (Nov 2025)
Tax Bill	$3,173 (2025)
Deeds & Mortgages	Mar 2013 Mortgage Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0704F-01-004.001`

Property Details

APN / Parcel Number

Primary APN	`0704F-01-004.001`
Alternative APN	`124413`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	3,291 sqft Adjusted Area
1st Floor Area	2,582 sqft
2nd Floor Area	317 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	156,816 sqft (3.6 acres)
Pool Area	162 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20175 HILL TOP RD
City	SAUCIER
State	MS
Zip	39574-8735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.6 AC BEG AT SE COR OF NE1/4 OF SE 1/4 OF SEC 30 N 266.2 FT W 573.9 FT TO E MAR OF HILL TOP RD CUL-DE-SAC SWLY ALONG CURVE 7
Legal Range	11W
Legal Township	05S
Legal Section	30
Legal Subdivision	DOLANS RACE
Legal Lot Number	1
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1011
Census Tract	3409

Owner

Source: Harrison County records · APN 0704F-01-004.001

Assessment roll updated November 6, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20175 HILL TOP RD, SAUCIER, MS 39574-8735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 01, 2013	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Nov 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage GULF COAST COMMUNITY FCU
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage GULF COAST COMMUNITY FCU
Mar 01, 2024	Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 17, 2023	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Feb 29, 2024
Deed Document Number	202525412
Prior Transfer Date	Nov 23, 2022
Prior Transfer Doc	0000029624
Record Updated	Sep 20, 2026

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	20175 HILL TOP RD, SAUCIER, MS 39574-8735
Transaction Type	Mortgage
Record Updated	Jun 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20175 HILL TOP RD, SAUCIER, MS 39574-8735
Investor	Possibly a Property Investor

Mortgage

Document Number	20132264TJ1
Date	Mar 01, 2013
Instrument	2013 2264T-J1

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Seller
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2043

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	20175 HILL TOP RD, SAUCIER, MS 39574-8735
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20175 HILL TOP RD, SAUCIER, MS 39574-8735

Mortgage

Document Number	20250025413TJ1
Date	Nov 25, 2025
Instrument	2025-0025413-T-J1

Lender

Name	GULF COAST COMMUNITY FCU
Type	Credit Union
Address	GULFPORT, MS 39503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Nov 25, 2025
Property Address	20175 HILL TOP RD, SAUCIER, MS 39574-8735
Document Number	20250025412DJ1
Instrument Date	Nov 25, 2025
Instrument	2025-0025412-D-J1
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6616 PALM POINTE DR, OCEAN SPRINGS, MS 39564-7743

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20175 HILL TOP RD, SAUCIER, MS 39574-8735

Mortgage

Document Number	20250025413TJ1
Date	Nov 25, 2025
Instrument	2025-0025413-T-J1

Lender

Name	GULF COAST COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Mar 01, 2024
Property Address	20175 HILL TOP RD, SAUCIER, MS 39574-8735
Document Number	20240004051DJ1
Instrument Date	Mar 01, 2024
Instrument	2024-0004051-D-J1
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6663 EGYPT PIKE, CHILLICOTHE, OH 45601-8387

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20175 HILL TOP RD, SAUCIER, MS 39574-8735

Mortgage

Document Number	20240004052TJ1
Date	Mar 01, 2024
Instrument	2024-0004052-T-J1

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Mar 17, 2023
Property Address	20175 HILL TOP RD, SAUCIER, MS 39574-8735
Document Number	20230004503DJ1
Map Reference	DB 1558 PG 98
Instrument Date	Mar 10, 2023
Instrument	2023-0004503-D-J1
Transaction Type	Transfer
Record Updated	Jun 09, 2026
Title Company	PLACER TITLE COMPANY, PILGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1600, GULFPORT, MS 39502-1600

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3425 LAKESHORE DR UNIT 337, 337, SAINT JOSEPH, MI 49085-2683

Mortgage

Document Number	20230004504TJ1
Date	Mar 17, 2023
Instrument	2023-0004504-T-J1

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 05, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	5.65%
Max Rate At Change	10.6%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Harrison County records · Assessment roll updated November 6, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,173.00 (-36.09%) Homeowner's exemption Disabled Person's exemption	$36,789 (-29.55%)	$367,893 (+5.68%) Land $43,833 Building $324,060
2024	$4,965.00 (+0.32%)
2023	$4,949.00 (+48.26%)	$52,218	$348,123 Land $39,848 Building $308,275
2022	$3,338.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harrison County (28047C), updated April 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	High above 81% of the US · above 97% of Mississippi
Wildfire Likelihood	About 1 in 151 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Coast Electric Power Association	Fiber	2,000 / 1,000
Cable One	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Telapex	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

20175 Hill Top Rd, Saucier, MS 39574 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2013: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Hill Top Rd

Nearby Streets

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