20175 Cougar Trl, Christoval, TX 76935 Property Records

Tom Green County property record for 20175 Cougar Trl, Christoval, TX 76935

Property Summary

Property Type	Single Family Home
Details	4,915 sqft · built 2020
Lot Size	8.57 acres (373,396 sqft)
Owner	Individual Name on Record
Tax Bill	$13,661 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000104054`

Property Details

APN / Parcel Number

Primary APN	`R000104054`
Alternative APN	`50-73000-0000-006-00`

Interior

Stories	2 Stories
Building Area	4,915 sqft Living Area
2nd Floor Area	1,960 sqft

Exterior

Year Built	Built 2020
Lot Area	373,396 sqft (8.57 acres)
Garage Type	Attached
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	918 sqft

Location & Zoning

Street Address	20175 COUGAR TRL
City	CHRISTOVAL
State	TX
Zip	76935-1561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 8.572 SUBD: STONEWALL MOUNTAIN ESTATES TRACT: 6
Legal Subdivision	STONEWALL MOUNTAIN ESTATES
Legal Tract	6
Jurisdiction	TOM GREEN TX
Township / Civil Division	WEST TOM GREEN
Census Block Group	1
Census Block	1021
Census Tract	1710

Owner

Source: Tom Green County records, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20175 COUGAR TRL, CHRISTOVAL, TX 76935-1561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE CITY NATIONAL BANK OF COLORADO CITY
Jul 7, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE CITY NATIONAL BANK OF COLORADO CITY
May 14, 2019	Warranty Deed, Transfer · Line of Credit THE CITY NATIONAL BANK OF COLORADO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2019
Deed Sale	May 14, 2019
Deed Document Number	201906109
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOM GREEN TX
Property Address	20175 COUGAR TRL, CHRISTOVAL, TX 76935-1561
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202111913
Date	Jul 7, 2021
Instrument	202111913

Lender

Name	THE CITY NATIONAL BANK OF COLORADO CITY
Type	Bank
Address	COLORADO CITY, TX 79512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOM GREEN TX
Property Address	20175 COUGAR TRL, CHRISTOVAL, TX 76935-1561
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202111914
Date	Jul 7, 2021
Instrument	202111914

Lender

Name	THE CITY NATIONAL BANK OF COLORADO CITY
Type	Bank
Address	COLORADO CITY, TX 79512

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	18%
Index	Prime Rate
Margin	2
Max Rate	18%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOM GREEN TX
Recording Date	May 14, 2019
Property Address	20175 COUGAR TRL, CHRISTOVAL, TX 76935-1561
Document Number	201906109
Map Reference	CAB G SL 369
Instrument Date	May 10, 2019
Instrument	201906109
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3300, SAN ANGELO, TX 76902-3300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 346, WALL, TX 76957-0346

Mortgage

Document Number	201906110
Date	May 14, 2019
Instrument	201906110

Lender

Name	THE CITY NATIONAL BANK OF COLORADO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Tom Green County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Tom Green County
Unified School District	Christoval Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,661.00 (-13.15%) Homeowner's exemption	$1,021,490 (-15.17%) Land $145,720 Building $875,770	$1,021,490 (-15.17%) Land $145,720 Building $875,770
2023	$15,730.00	$1,204,230 Land $164,580 Building $1,039,650	$1,204,230 Land $164,580 Building $1,039,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 92% of Texas
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
VGI Technology Fixed Wireless	400 / 100
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Frontier, Powernet Wireless.

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