20171 Leroy Dr, Castro Valley, CA 94546 Property Records

Alameda County property record for 20171 Leroy Dr, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,022 sqft · built 1954
Lot Size	0.114 acres (4,980 sqft)
Owner	2 Individual Names on File
Last Sale	$930,000 (Jun 2025)
Tax Bill	$11,307 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`84A-109-18`

Property Details

APN / Parcel Number

Primary APN	`84A-109-18`
Alternative APN	`084A-0109-018-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,022 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1962
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,980 sqft (0.114 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	20171 LEROY DR
City	CASTRO VALLEY
State	CA
Zip	94546-4205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00003 BLK: 000A TR: 1426
Legal Subdivision	TRACT 1426
Legal Tract	1426
Legal Block	A
Legal Lot Number	3
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1001
Census Tract	430900

Owner

20171 Leroy Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Alameda County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20171 LEROY DR, CASTRO VALLEY, CA 94546-4205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage SMW 104 FCU
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
May 30, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 6, 2018	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	May 30, 2019 · Amount on File
Deed Document Number	202582485
Prior Transfer Date	Oct 3, 2002
Prior Transfer Doc	0000468254
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	20171 LEROY DR, CASTRO VALLEY, CA 94546-4205
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000359310
Date	Dec 21, 2020
Instrument	2020359310

Lender

Name	SMW 104 FCU
Type	Credit Union
Address	SAN LEANDRO, CA 94577

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 20, 2040

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	20171 LEROY DR, CASTRO VALLEY, CA 94546-4205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000268583
Date	Dec 30, 2019
Instrument	2019268583

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	20171 LEROY DR, CASTRO VALLEY, CA 94546-4205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20171 LEROY DR, CASTRO VALLEY, CA 94546-4205

Mortgage

Document Number	0000171455
Date	Jul 20, 2020
Instrument	2020171455

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 30, 2019
Property Address	20171 LEROY DR, CASTRO VALLEY, CA 94546-4205
Document Number	0000100518
Map Reference	MB 34 PG 76
Instrument Date	May 22, 2019
Instrument	2019100518
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20171 LEROY DR, CASTRO VALLEY, CA 94546-4205

Mortgage

Document Number	0000100519
Date	May 30, 2019
Instrument	2019100519

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 6, 2018
Property Address	20171 LEROY DR, CASTRO VALLEY, CA 94546-4205
Document Number	0000153828
Map Reference	MB 34 PG 76
Instrument Date	Jul 26, 2018
Instrument	2018153828
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20171 LEROY DR, CASTRO VALLEY, CA 94546-4205

Mortgage

Document Number	0000153829
Date	Aug 6, 2018
Instrument	2018153829

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20171 Leroy Dr was $11,307 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$941,600 (+5.61%) Land $284,580 Building $664,020
2025	$11,307.00 Homeowner's exemption	$891,585 Land $262,700 Building $628,885
2023	$10,885.00 Homeowner's exemption	$856,968 Land $252,500 Building $604,468	$783,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20171 Leroy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20171 Leroy Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile, Unwired, Verizon.

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