2017 Timberneck Dr, Owings, MD 20736 Property Records

Calvert County property record for 2017 Timberneck Dr, Owings, MD 20736

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,427 sqft · built 2014
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jan 2019)
Tax Bill	$7,192 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-130343`

Property Details

APN / Parcel Number

Primary APN	`02-130343`
Alternative APNs	`2130343` `130343`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,427 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Built-in
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	88 sqft
Deck Area	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	130343
Street Address	2017 TIMBERNECK DR
City	OWINGS
State	MD
Zip	20736-4337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 7 PLAT 1 TIMBERNECK
Legal Subdivision	PLAT ONE TIMBERNECK
Legal Lot Number	7
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1013
Census Tract	860200

Owner

2017 Timberneck Dr is owned and occupied by two individuals who bought it in January 2019.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2017 TIMBERNECK DR, OWINGS, MD 20736-4337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage A Z MORTGAGE INC
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOPONE MORTGAGE INC
Jan 7, 2019	Corporation Deed, Transfer · Conventional Mortgage A Z MORTGAGE INC
Apr 3, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2019 · Amount on File
Deed Sale	Jan 7, 2019 · Amount on File
Prior Sale	Apr 3, 2018 · Amount on File
Deed Book / Page	5304 / 99
Prior Transfer Date	Jan 23, 2015
Prior Transfer Doc	0045410304
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	2017 TIMBERNECK DR, OWINGS, MD 20736-4337
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	EASTERN TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054460001
Date	Oct 2, 2019
Book Page	5446/001

Lender

Name	A Z MORTGAGE INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	2017 TIMBERNECK DR, OWINGS, MD 20736-4337
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	K K TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2017 TIMBERNECK DR, OWINGS, MD 20736-4337

Mortgage

Document Number	0057190363
Date	Oct 5, 2020
Book Page	5719/363

Lender

Name	TOPONE MORTGAGE INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	May 1, 2050

January 2019: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 7, 2019
Property Address	2017 TIMBERNECK DR, OWINGS, MD 20736-4337
Document Number	0053040099
Book / Page	5304 / 099
Map Reference	MB KPS1 PL 347
Instrument Date	Dec 12, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2017 TIMBERNECK DR, OWINGS, MD 20736-4337

Mortgage

Document Number	0005304110
Date	Jan 7, 2019
Instrument	5304/110

Lender

Name	A Z MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 3, 2018
Property Address	2017 TIMBERNECK DR, OWINGS, MD 20736-4337
Document Number	0051660416
Book / Page	005166 / 000416
Instrument Date	Jan 23, 2018
Transaction Type	Foreclosure
Record Updated	Jul 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$508.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 2017 Timberneck Dr was $7,192.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,700 (+2.12%)	$687,100 (+6.36%) Land $190,000 Building $497,100
2025	$7,192.00	$646,000 Land $190,000 Building $456,000	$646,000 Land $190,000 Building $456,000
2023	$6,019.00	$579,333	$646,000 Land $190,000 Building $456,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2017 Timberneck Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2017 Timberneck Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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