2017 Terrace Cir, Elko, NV 89801 Property Records

Elko County property record for 2017 Terrace Cir, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 1966
Lot Size	0.331 acres (14,418 sqft)
Owner	Individual Name on File
Last Sale	$247,500 (Jun 2018)
Tax Bill	$1,349 (2026)
Deeds & Mortgages	May 2021 Mortgage Jun 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-572-004`

Property Details

APN / Parcel Number

Primary APN	`001-572-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	3,032 sqft
1st Floor Area	1,276 sqft
Basement Area	1,276 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	14,418 sqft (0.331 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2017 TERRACE CIR
City	ELKO
State	NV
Zip	89801-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZR
Legal Description	GOLF COURSE TERRACE SUB UNIT NO 4 FILE 20805
Legal Subdivision	GOLF COURSE TERRACE UNIT 4
Legal Block	D
Legal Lot Number	19
Legal Unit	4
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1001
Census Tract	950800

Owner

2017 Terrace Cir is owned and occupied by an individual who bought it in June 2018.

Source: Elko County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2017 TERRACE CIR, ELKO, NV 89801-2619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 14, 2018	Grant Deed, Transfer STEWART TITLE
Jun 14, 2018	Grant Deed, Transfer · FHA Mortgage CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2018 · Amount on File
Deed Sale	Jun 14, 2018 · Amount on File
Prior Sale	Nov 16, 2007 · Amount on File
Deed Document Number	2018742244
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	2017 TERRACE CIR, ELKO, NV 89801-2619
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000787122
Date	May 14, 2021
Instrument	787122

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Jun 14, 2018
Property Address	2017 TERRACE CIR, ELKO, NV 89801-2619
Document Number	0000742245
Instrument Date	Jun 14, 2018
Instrument	742245
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$35.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2017 TERRACE CIR ELKO NV 898012619, ELKO, NV 89801-2619

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Jun 14, 2018
Property Address	2017 TERRACE CIR, ELKO, NV 89801-2619
Document Number	0000742244
Instrument Date	Jun 7, 2018
Instrument	742244
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$965.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2017 TERRACE CIR ELKO NV 898012619, ELKO, NV 89801-2619

Mortgage

Document Number	742246
Date	Jun 14, 2018
Instrument	742246

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2017 Terrace Cir was $1,349, up 3% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,349.00 (+2.98%)	$45,345 (-0.07%) Land $16,100 Building $29,245	$129,557 (-0.07%) Land $46,000 Building $83,557
2025	$1,310.00	$45,375 Land $16,100 Building $29,275	$129,643 Land $46,000 Building $83,643
2023	$1,149.00 (+2.96%)	$42,068 (+11.93%) Land $15,400 Building $26,668	$120,194 (+11.93%) Land $44,000 Building $76,194
2022	$1,116.00	$37,585 Land $15,400 Building $22,185	$107,386 Land $44,000 Building $63,386

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2017 Terrace Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2017 Terrace Cir is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 56% of Nevada
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Frontier, Rise Broadband.

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