2017 Rocky Rd Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 2017 Rocky Rd Dr, O Fallon, MO 63366

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2 ba · 5,128 sqft · built 1987
Lot Size	9.39 acres (409,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jul 2018)
Tax Bill	$5,148 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Dec 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`A870003245`

Property Details

APN / Parcel Number

Primary APN	`A870003245`
Alternative APN	`2-0032-S012-00-0001.1600000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	5,128 sqft Gross Area
1st Floor Area	2,176 sqft
Basement Area	2,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	409,420 sqft (9.39 acres)
Garage Type	Attached
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	740 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	A870003245
Street Address	2017 ROCKY ROAD DR
City	O FALLON
State	MO
Zip	63366-1023
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	PT E 1/2 NE 1/4
Legal Range	2
Legal Township	47
Legal Section	01
Legal Subdivision	WILLIAM J SHEA JR
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2002
Census Tract	311801

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2017 ROCKY ROAD DR, O FALLON, MO 63366-1023
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Dec 24, 2019	Deed of Trust, Mortgage · Line of Credit ST JOHNS BK&TR
Nov 13, 2018	Deed of Trust, Mortgage · Line of Credit ST JOHNS BK&TR
Jul 24, 2018	Special Warranty Deed, Transfer · Conventional Mortgage FIRST INTEGRITY MORTGAGE SERVICES I
Nov 22, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	2018416510
Deed Book / Page	6952 / 564
Prior Transfer Date	Oct 18, 2011
Prior Transfer Doc	0056920928
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2017 ROCKY ROAD DR, O FALLON, MO 63366-1023
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071740532
Date	Nov 1, 2019
Book Page	7174/0532
Instrument	20191101000620980

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2017 ROCKY ROAD DR, O FALLON, MO 63366-1023
Document Number	0072120651
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2017 ROCKY ROAD DR ST PAUL MO 633661023, ST PAUL, MO 63366-1023

Mortgage

Document Number	0072120651
Date	Jan 7, 2020
Book Page	007212/000651
Instrument	11980

Lender

Name	ST JOHNS BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63114

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2017 ROCKY ROAD DR, O FALLON, MO 63366-1023
Document Number	0070071497
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2017 ROCKY ROAD DR ST PAUL MO 633661023, ST PAUL, MO 63366-1023

Mortgage

Document Number	0070071497
Date	Nov 28, 2018
Book Page	007007/001497
Instrument	665830

Lender

Name	ST JOHNS BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63114

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 24, 2018
Property Address	2017 ROCKY ROAD DR, O FALLON, MO 63366-1023
Document Number	0069520564
Book / Page	6952 / 0564
Instrument Date	Jul 23, 2018
Instrument	20180724000416510
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2017 ROCKY ROAD DR, O FALLON, MO 63366-1023

Mortgage

Document Number	20180724000416760
Date	Jul 24, 2018
Instrument	20180724000416760

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2017 ROCKY ROAD DR, O FALLON, MO 63366-1023
Document Number	0068492400
Book / Page	006849 / 002400
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2017 ROCKY ROAD DR O FALLON MO 633661023, O FALLON, MO 63366-1023

Mortgage

Document Number	0068492400
Date	Dec 7, 2017
Book Page	006849/002400
Instrument	757620

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,148.00 (+20.79%)	$84,453 (+24.24%)	$490,365 (+34.31%) Land $91,305 Building $399,060
2024	$4,262.00
2023		$67,974
2022			$365,089 Land $91,305 Building $273,784

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Wisper ISP.

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