2017 Old Concord Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 2017 Old Concord Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,482 sqft · built 1997
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (May 2020)
Tax Bill	$1,623 (2026)
Deeds & Mortgages	Jun 2023 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`063 062`

Property Details

APN / Parcel Number

Primary APN	`063 062`
Alternative APN	`6281019`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,482 sqft Living Area
1st Floor Area	741 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	89 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2017 OLD CONCORD RD
City	SALISBURY
State	NC
Zip	28146-8387
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	TR2 1.00AC
Legal Subdivision	DONNIE O SMITH
Legal Tract	2
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	3
Census Block	3053
Census Tract	50202

Owner

2017 Old Concord Rd is owned and occupied by an individual who bought it in May 2020.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2017 OLD CONCORD RD, SALISBURY, NC 28146-8387
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage · VA Mortgage MIDFIRST BANK
May 7, 2020	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Apr 12, 2018	Deed of Trust, Mortgage · Conventional with PMI WFB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2020 · Amount on File
Deed Sale	May 7, 2020 · Amount on File
Prior Sale	Aug 27, 2007 · Amount on File
Deed Book / Page	1348 / 19
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	2017 OLD CONCORD RD, SALISBURY, NC 28146-8387
Transaction Type	Mortgage
Record Updated	Jun 19, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2017 OLD CONCORD RD, SALISBURY, NC 28146-8387

Mortgage

Document Number	0014240436
Date	Jun 7, 2023
Book Page	1424/436

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Oct 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 7, 2020
Property Address	2017 OLD CONCORD RD, SALISBURY, NC 28146-8387
Document Number	0013480019
Book / Page	001348 / 000019
Instrument Date	May 6, 2020
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2017 OLD CONCORD RD SALISBURY NC 281468387, SALISBURY, NC 28146-8387

Mortgage

Document Number	13480020
Date	May 7, 2020
Book Page	001348/000020

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	2017 OLD CONCORD RD, SALISBURY, NC 28146-8387
Document Number	0013070536
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 24, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2017 OLD CONCORD RD SALISBURY NC 281468387, SALISBURY, NC 28146-8387

Mortgage

Document Number	0013070536
Date	Apr 16, 2018
Book Page	001307/000536

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Apr 15, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 2017 Old Concord Rd was $1,623.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,623.00	$242,359 Land $35,000 Building $207,359	$242,359 Land $35,000 Building $207,359
2023	$1,623.00	$242,359 Land $35,000 Building $207,359	$242,359 Land $35,000 Building $207,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2017 Old Concord Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2017 Old Concord Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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