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2017 Mowbray St, Carmel, IN 46032 Property Records

Hamilton County property record for 2017 Mowbray St, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 6,928 sqft · built 2006
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$940,000 (Mar 2020)
Tax Bill$10,218 (2024)
Deeds & MortgagesJul 2020 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-33-103-021.000-018

Property Details

APN / Parcel Number

Primary APN29-09-33-103-021.000-018
Alternative APN
  • 1709330103021000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures20 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area6,928 sqft Living Area
1st Floor Area3,264 sqft
2nd Floor Area1,317 sqft
Basement Area3,130 sqft
Finished Basement2,347 sqft
Game RoomGame Room
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions155 ft deep x 113 ft wide
Garage TypeAttached
Garage Area646 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1709330103021000
Street Address2017 MOWBRAY ST
CityCARMEL
StateIN
Zip46032-7285
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .46, SECTION 33, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION 10001, LOT 796, IRREGULAR SHAPE
Legal Range03
Legal Township18
Legal Section33
Legal SubdivisionVILLAGE OF WESTCLAY SECTION 10001
Legal Lot Number796 6
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1033
Census Tract111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2017 MOWBRAY ST, CARMEL, IN 46032-7285
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2020Deed of Trust, Mortgage
MICHAEL A & MARY K RICE
Mar 4, 2020Warranty Deed, Transfer · Conventional Mortgage
THE NATIONAL BANK OF INDIANAPOLIS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2020 · Amount on Record
Deed SaleMar 4, 2020 · Amount on Record
Prior SaleDec 8, 2016
Deed Document Number2020011707
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address2017 MOWBRAY ST, CARMEL, IN 46032-7285
Document Number0000048614
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedSep 15, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2017 MOWBRAY ST CARMEL IN 460327285, CARMEL, IN 46032-7285

Mortgage

Document Number0000048614
DateJul 28, 2020
Instrument48614
Lender
NameMICHAEL A & MARY K RICE
Address6528 DAWSON LAKE DR, INDIANAPOLIS, IN 46220-7112
Agreement
AmountAmount Recorded
Term240 Months
DueJul 27, 2040
Interest
Rate4%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateMar 4, 2020
Property Address2017 MOWBRAY ST, CARMEL, IN 46032-7285
Document Number2020011707
Instrument DateFeb 28, 2020
Instrument2020011707
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyENTERPRISE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2017 MOWBRAY ST, CARMEL, IN 46032-7285

Mortgage

Document Number2020011708
DateMar 4, 2020
Instrument2020011708
Lender
NameTHE NATIONAL BANK OF INDIANAPOLIS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,071,300 (+20.4%) Land $301,500 Building $769,800$1,071,300 (+20.4%) Land $301,500 Building $769,800
2024$10,218.00 (-0.21%)$889,800 (-0.78%) Land $301,500 Building $588,300$889,800 (-0.78%) Land $301,500 Building $588,300
2023$10,239.00 (-1.51%) Homeowner's exemption$896,800 (-0.37%) Land $301,500 Building $595,300$896,800 (-0.37%) Land $301,500 Building $595,300
2022$10,396.00 Homeowner's exemption$900,100 Land $301,500 Building $598,600$900,100 Land $301,500 Building $598,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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