2017 Lacey Dr, Ames, IA 50010 Property Records

Story County property record for 2017 Lacey Dr, Ames, IA 50010

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,814 sqft · built 2024
Lot Size	0.047 acres (2,029 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Jan 2026)
Tax Bill	$4,208 (2025)
Deeds & Mortgages	May 2024 Construction Loan Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-22-101-070`

Property Details

APN / Parcel Number

Primary APN	`05-22-101-070`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,814 sqft Living Area
1st Floor Area	695 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Townhouse
Roof Type	Gable
Lot Area	2,029 sqft (0.047 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2017 LACEY DR
City	AMES
State	IA
Zip	50010-4574
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	HAYDEN'S RIDGE TOWNHOME COMMUNITY LOT:10 AMES
Legal Subdivision	HAYDEN'S RIDGE TWNHOME COMM
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3001
Census Tract	102

Owner

2017 Lacey Dr, a townhouse, is owned and occupied by two individuals who bought it in January 2026.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2017 LACEY DR, AMES, IA 50010-4574
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2024	Deed of Trust, Mortgage · Construction Mortgage SOUTH STORY BANK & TRUST
Jan 26, 2026	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2026 · Amount on File
Deed Sale	Jan 26, 2026 · Amount on File
Deed Document Number	2026664
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	2017 LACEY DR, AMES, IA 50010-4574
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202403113
Date	May 16, 2024
Instrument	2024-03113

Lender

Name	SOUTH STORY BANK & TRUST
Type	Bank
Address	HUXLEY, IA 50124

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 16, 2044

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jan 26, 2026
Property Address	2017 LACEY DR, AMES, IA 50010-4574
Document Number	0202600664
Instrument Date	Jan 20, 2026
Instrument	2026-00664
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	ATS OF STORY COUN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2017 LACEY DR, AMES, IA 50010-4574
Investor	Possibly a Property Investor

Mortgage

Document Number	0202600665
Date	Jan 26, 2026
Instrument	2026-00665

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	11.1%

Tax Assessment & Valuation

The 2025 property tax bill for 2017 Lacey Dr was $4,208, up 210,3% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,208.00 (+210,3%)	$265,600 Land $20,800 Building $244,800	$265,600 Land $20,800 Building $244,800
2024	$2.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2017 Lacey Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2017 Lacey Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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