2017 Jack Black Rd, Lancaster, KY 40444 Property Records

Garrard County property record for 2017 Jack Black Rd, Lancaster, KY 40444

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba
Lot Size	10.3 acres (450,410 sqft)
Owner	2 Individual Names on Record
Tax Bill	$804 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-28`

Property Details

APN / Parcel Number

Primary APN	`32-28`
Alternative APNs	`24254` `24253`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story

Exterior

Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	450,410 sqft (10.3 acres)

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	24253
Street Address	2017 JACK BLACK RD
City	LANCASTER
State	KY
Zip	40444-9392
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	GARRARD KY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1000
Census Tract	970201

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2017 JACK BLACK RD, LANCASTER, KY 40444-9392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 24, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 2, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 22, 2024
Transfer Doc	0000181474
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	2017 JACK BLACK RD, LANCASTER, KY 40444-9392
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2017 JACK BLACK RD, LANCASTER, KY 40444-9392

Mortgage

Document Number	0000M454/1
Date	Feb 6, 2025
Book Page	M454/1
Instrument	191314

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2045

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	2017 JACK BLACK RD, LANCASTER, KY 40444-9392
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2017 JACK BLACK RD, LANCASTER, KY 40444-9392

Mortgage

Document Number	00M468/538
Date	Feb 24, 2026
Book Page	M468/538
Instrument	204419

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jun 2, 2022
Property Address	2017 JACK BLACK RD, LANCASTER, KY 40444-9392
Document Number	000D316/91
Book / Page	D316 / 91
Map Reference	DB 183 PG 776
Instrument Date	Jun 1, 2022
Instrument	169746
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 570, LANCASTER, KY 40444-0570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 UNCLE BENS TRL, SOMERSET, KY 42503-4241

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,000 (-)	$235,000 (+88%) Land $235,000
2025	$804.00 (-39.55%)	$125,000 (-) Land $15,000 Building $110,000	$125,000 (-) Land $15,000 Building $110,000
2024	$1,330.00 (+2,362.96%)	$125,000 (+2,4%) Land $15,000 Building $110,000	$125,000 (+2,4%) Land $15,000 Building $110,000
2023	$54.00	$5,000 Land $5,000	$5,000 Land $5,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Windstream DSL	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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