Montgomery County property record for 2017 Howard Ln, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1999 |
| Lot Size | 2.49 acres (108,464 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $10,000 (Feb 1992) |
| Tax Bill | $717 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-00-00-037.00 |
| Primary APN | 003-00-00-037.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 108,464 sqft (2.49 acres) |
| Account Number | 655418 |
|---|---|
| Street Address | 2017 HOWARD LN |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-9744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOWARD LN 2.493 AC/LOT 16 & HOUSE |
| Legal Subdivision | FRANKLIN HOWARD |
| Legal Lot Number | 16 |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 920100 |
Source: Montgomery County records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2017 HOWARD LN, MOUNT STERLING, KY 40353-9744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 1992 · Amount on Record |
| Deed Sale | Feb 1, 1992 · Amount on Record |
| Deed Document Number | 0000350446 |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $717.00 (-2.85%) | $115,000 (-) | $115,000 (-) |
| 2023 | $738.00 | $115,000 | $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JUDY WATER ASSOCIATION private · serves 5,539 people · EPA ID KY0870147 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| KyWiFi Fixed Wireless | 25 / 15 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 10 / 1 |
May also be available: AT&T, T-Mobile, Verizon.
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