2017 Delaware Ave, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 2017 Delaware Ave, Santa Cruz, CA 95060

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,807 sqft · built 1973
Lot Size0.124 acres (5,401 sqft)
Owner2 Individual Names on File
Last Sale$1,250,000 (Sep 2021)
Tax Bill$15,672 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN003-201-05

Property Details

APN / Parcel Number

Primary APN003-201-05
Alternative APN
  • 003-201-05-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,807 sqft Living Area
Gross Area2,104 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2003
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,401 sqft (0.124 acres)
Garage TypeAttached
Garage Area297 sqft
Parking Spaces1 Parking Space
Deck Area78 sqft
Patio Area78 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2017 DELAWARE AVE
CitySANTA CRUZ
StateCA
Zip95060-6307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCLIFF DRIVE ADD
Legal Block1
Legal Lot Number6
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1007
Census Tract101200

Owner

2017 Delaware Ave is owned and occupied by two individuals who bought it in September 2021.

Source: Santa Cruz County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address2017 DELAWARE AVE, SANTA CRUZ, CA 95060-6307
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Deed of Trust, Mortgage · Line of Credit
BAY FCU
Sep 27, 2021Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2021 · Amount on File
Deed SaleSep 27, 2021 · Amount on File
Prior SaleOct 10, 2007 · Amount on File
Deed Document Number202149138
Prior Transfer DateJan 3, 2007
Prior Transfer Doc0000013133
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address2017 DELAWARE AVE, SANTA CRUZ, CA 95060-6307
Transaction TypeMortgage
Record UpdatedJul 5, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2017 DELAWARE AVE, SANTA CRUZ, CA 95060-6307

Mortgage

Document Number0000010986
DateJun 20, 2023
Instrument2023-0010986
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeLine of Credit
AmountAmount on Record
Term302 Months
DueAug 15, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 27, 2021
Property Address2017 DELAWARE AVE, SANTA CRUZ, CA 95060-6307
Document Number0000049138
Map ReferenceVOL 13 PG 11
Instrument DateSep 23, 2021
Instrument2021-0049138
Transaction TypeTransfer
Record UpdatedNov 15, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2017 DELAWARE AVE, SANTA CRUZ, CA 95060-6307

Mortgage

Document Number0000049139
DateSep 27, 2021
Instrument2021-0049139
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2017 Delaware Ave was $15,672 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalitySanta Cruz City
Elementary School DistrictSanta Cruz City Elementary School District (KG - 05)
Secondary School DistrictSanta Cruz City High School District (6-12) (06 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,563,040 (+17.83%) Land $1,102,432 Building $460,608
2025$15,672.00 Homeowner's exemption$1,326,510 Land $1,061,208 Building $265,302
2023$14,331.00 (+1.16%) Homeowner's exemption$1,275,000 Land $1,020,000 Building $255,000$1,210,500
2022$14,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2017 Delaware Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2017 Delaware Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CRUZ WATER DEPARTMENT
serves 94,626 people · EPA ID CA4410010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Cruzio
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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