2017 Cardiff Ln, Middleburg, FL 32068 Property Records

Clay County property record for 2017 Cardiff Ln, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,319 sqft · built 1994
Lot Size	0.103 acres (4,487 sqft)
Owner	Company Name on File
Last Sale	$148,000 (Sep 2018)
Tax Bill	$3,216 (2025)
Deeds & Mortgages	Mar 2019 Sale Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-05-25-008828-000-02`

Property Details

APN / Parcel Number

Primary APN	`02-05-25-008828-000-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,319 sqft Living Area
Gross Area	1,759 sqft
1st Floor Area	1,319 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Screened/Unfinished Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2017 CARDIFF LN
City	MIDDLEBURG
State	FL
Zip	32068-6306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 15 SUMMERLEAF UNIT 4 AS REC OR 4124 PG 1122 & 4170 PG 294
Legal Range	25E
Legal Township	05S
Legal Section	02
Legal Subdivision	SUMMERLEAF UNIT 4
Legal Lot Number	15
Legal Unit	4
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2002
Census Tract	30708

Owner

2017 Cardiff Ln is owned by a company that bought it in September 2018.

Source: Clay County records, as of December 3, 2025

Owner of Record	Company Name on File
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2019	Special Warranty Deed, Transfer OS NATIONAL LLC
Sep 18, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2018 · Amount on File
Deed Sale	Sep 18, 2018 · Amount on File
Prior Sale	Feb 21, 2006 · Amount on File
Deed Document Number	201849192
Deed Book / Page	4124 / 1122
Prior Transfer Date	Sep 17, 2018
Prior Transfer Doc	0041241120
Record Updated	Jun 8, 2026

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 5, 2019
Property Address	2017 CARDIFF LN, MIDDLEBURG, FL 32068-6306
Document Number	0041700294
Book / Page	4170 / 0294
Map Reference	MB 25 PG 71&72
Instrument Date	Feb 28, 2019
Instrument	2019011156
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Mail Care Of	99
Investor	Possibly a Property Investor

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 18, 2018
Property Address	2017 CARDIFF LN, MIDDLEBURG, FL 32068-6306
Document Number	0041241122
Book / Page	004124 / 001122
Instrument Date	Sep 17, 2018
Instrument	49192
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,036.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2017 Cardiff Ln was $3,216, up 7.6% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,216.00 (+7.59%)	$224,509 Land $40,000 Building $184,509	$224,509 Land $40,000 Building $184,509
2024	$2,989.00 (-6.56%)
2023	$3,199.00 (+14.7%)	$220,760 (+13.55%) Land $40,000 Building $180,760	$220,760 (+13.55%) Land $40,000 Building $180,760
2022	$2,789.00	$194,410 Land $20,000 Building $174,410	$194,410 Land $20,000 Building $174,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2017 Cardiff Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2017 Cardiff Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, IQ Fiber.

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