20168 State Rte W, Cosby, MO 64436 Property Records

Andrew County property record for 20168 State Rte W, Cosby, MO 64436

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,995 sqft · built 1920
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$164,500 (Nov 2018)
Tax Bill	$1,611 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-00283.00`

Property Details

APN / Parcel Number

Primary APN	`16-00283.00`
Alternative APN	`18-4.1-20-0-00-04.000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,995 sqft Living Area
Basement Area	900 sqft
Finished Basement	900 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)
Porch	Slab
Porch Area	175 sqft
Deck Area	206 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	16-00283.00
Street Address	20168 STATE RTE W
City	COSBY
State	MO
Zip	64436-8144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-58-34 .77 AC TR IN E2 NW4 NW4 ANDREW CO MO EXC PUB RD R/W
Legal Range	34W
Legal Township	58N
Legal Section	20
Legal Subdivision	S20 T58 R34
Jurisdiction	ANDREW MO
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4099
Census Tract	10100

Owner

20168 State Rte W is owned and occupied by two individuals who bought it in November 2018.

Source: Andrew County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20168 STATE RTE W, COSBY, MO 64436-8144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Deed Book / Page	427 / 775
Record Updated	Sep 20, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDREW MO
Recording Date	Nov 30, 2018
Property Address	20168 STATE RTE W, COSBY, MO 64436-8144
Document Number	427/775
Book / Page	427 / 775
Instrument Date	Nov 30, 2018
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20168 STATE RTE W, COSBY, MO 64436-8144

Mortgage

Document Number	427/776
Date	Nov 30, 2018
Book Page	427/776

Lender

Name	MORTGAGE INVESTORS CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 20168 State Rte W was $1,611, up 0.1% from the year before.

Source: Andrew County assessment roll, as of December 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Andrew County
Elementary School District	Avenue City R-IX School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,611.00 (+0.06%)	$27,240 (+9.49%) Land $2,280 Building $24,960	$143,380 Land $12,000 Building $131,380
2024	$1,610.00 (+4.34%)	$24,880 (-) Land $2,280 Building $22,600
2023	$1,543.00 (+97.57%)	$24,880 (+97.3%) Land $2,280 Building $22,600	$130,950 Land $12,000 Building $118,950
2022	$781.00	$12,610 Land $2,280 Building $10,330
2021			$66,390 Land $12,000 Building $54,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20168 State Rte W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20168 State Rte W is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDREW COUNTY PWSD 2 serves 3,580 people · EPA ID MO1024005
Water Source	Purchased groundwater from MO AMERICAN ST JOSEPH
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte W

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