20163 See Gull Rd, Brainerd, MN 56401 Property Records

Crow Wing County property record for 20163 See Gull Rd, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,132 sqft · built 1972
Lot Size	0.968 acres (42,158 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,526 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`991420010010009`

Property Details

APN / Parcel Number

Primary APN	`991420010010009`
Alternative APNs	`99030652` `93102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,132 sqft Living Area
Gross Area	1,231 sqft
1st Floor Area	1,132 sqft
Basement Area	144 sqft
Finished Basement	988 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2005
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,158 sqft (0.968 acres)
View / Lot	Waterfront / Beach
Garage Area	660 sqft
Driveway	Driveway
Porch	Slab
Deck Area	310 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	93102
Street Address	20163 SEE GULL RD
City	BRAINERD
State	MN
Zip	56401-6867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 1
Legal Range	29W
Legal Township	134
Legal Section	03
Legal Subdivision	SAMADAIR
Legal Block	1
Legal Lot Number	1
Jurisdiction	CROW WING MN
Township / Civil Division	FIRST ASSESSMENT
Census Block Group	2
Census Block	2000
Census Tract	950902

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20163 SEE GULL RD, BRAINERD, MN 56401-6867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Recording Date	Aug 11, 2026
Property Address	20163 SEE GULL RD, BRAINERD, MN 56401-6867
Document Number	0001027854
Instrument Date	Jul 28, 2026
Instrument	20261027854
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	20163 SEE GULL RD, BRAINERD, MN 56401-6867

Mortgage

Document Number	0001027854,
Date	Aug 11, 2026
Instrument	20261027854

Lender

Name	CROW WING POWER CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	96 Months
Due	Aug 15, 2034

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,526.00 (+23.13%)	$1,025,200 (+0.86%) Land $719,800 Building $305,400	$1,025,200 (+0.86%) Land $719,800 Building $305,400
2025		$1,016,500 (+7.59%) Land $702,500 Building $314,000	$1,016,500 (+7.59%) Land $702,500 Building $314,000
2023	$5,300.00 Homeowner's exemption	$944,800 Land $649,500 Building $295,300	$944,800 Land $649,500 Building $295,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20