20161 Ocean Key Dr, Boca Raton, FL 33498 Property Records

Palm Beach County property record for 20161 Ocean Key Dr, Boca Raton, FL 33498

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,452 sqft · built 1997
Lot Size	0.319 acres (13,904 sqft)
Owner	Trust Name on File
Last Sale	$648,500 (Aug 2018)
Tax Bill	$8,972 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00-41-47-13-23-009-0240`

Property Details

APN / Parcel Number

Primary APN	`00-41-47-13-23-009-0240`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,452 sqft Living Area
Gross Area	4,587 sqft
1st Floor Area	2,396 sqft
Upper Floors Area	892 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	13,904 sqft (0.319 acres)
Lot Dimensions	66 ft deep x 212 ft wide
Garage Area	588 sqft

Exterior Amenities

Pool Area	86 sqft
Porch	Open Porch
Porch Area	533 sqft
Patio Area	1,430 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	20161 OCEAN KEY DR
City	BOCA RATON
State	FL
Zip	33498-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTS
Legal Description	BOCA ISLES SOUTH PH 5F LT 24 BLK 9
Legal Range	41E
Legal Township	47S
Legal Section	13
Legal Subdivision	BOCA ISLES SOUTH PH 5F
Legal Phase	24
Legal Block	9
Legal Lot Number	24
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	2
Census Block	2003
Census Tract	7730

Owner

20161 Ocean Key Dr is owner-occupied and held in a trust since May 2023.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	20161 OCEAN KEY DR, BOCA RATON, FL 33498-4530
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit BANK RHODE ISLAND
May 5, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Aug 7, 2018	Warranty Deed, Transfer PALMETTO HARBOR TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2018 · Amount on File
Deed Sale	Aug 7, 2018 · Amount on File
Prior Sale	Aug 7, 2018 · Amount on File
Deed Document Number	0300421361
Deed Book / Page	030042 / 001361
Last Transfer Date	May 5, 2023
Transfer Doc	0342850462
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	20161 OCEAN KEY DR, BOCA RATON, FL 33498-4530
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0344631859
Date	Jul 31, 2023
Book Page	34463/1859
Instrument	20230260201

Lender

Name	BANK RHODE ISLAND
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jun 14, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	May 5, 2023
Property Address	20161 OCEAN KEY DR, BOCA RATON, FL 33498-4530
Document Number	0342850462
Book / Page	34285 / 462
Map Reference	MB 73 PG 179-181
Instrument Date	Apr 19, 2023
Instrument	20230151445
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20161 OCEAN KEY DR, BOCA RATON, FL 33498-4530

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	20161 OCEAN KEY DR, BOCA RATON, FL 33498-4530
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20161 OCEAN KEY DR, BOCA RATON, FL 33498-4530

Mortgage

Document Number	0328231973
Date	Aug 27, 2021
Book Page	32823/1973
Instrument	20210402260

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Aug 7, 2018
Property Address	20161 OCEAN KEY DR, BOCA RATON, FL 33498-4530
Document Number	0300421361
Book / Page	030042 / 001361
Instrument Date	Aug 3, 2018
Instrument	305039
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	PALMETTO HARBOR TITLE INC

Transaction

Amount	Amount on Record
Tax	$4,539.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20161 OCEAN KEY DR BOCA RATON FL 334984530, BOCA RATON, FL 33498-4530

Tax Assessment & Valuation

The 2025 property tax bill for 20161 Ocean Key Dr was $8,972 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,972.00 Homeowner's exemption	$563,782	$900,580 Land $250,000 Building $650,580
2023	$4,219.00 (-50.04%) Homeowner's exemption	$531,935 (+3%)	$913,509 (+6.74%) Land $225,000 Building $688,509
2022	$8,444.00 Homeowner's exemption	$516,442	$855,790 Land $237,991 Building $617,799

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20161 Ocean Key Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	8 (1999–2013)
Claims Outside the SFHA	8 of 8
Most Recent Claim	May 2013 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 3 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20161 Ocean Key Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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