Mecklenburg County property record for 2016 Winter St, Charlotte, NC 28205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,168 sqft · built 1941 |
| Lot Size | 0.174 acres (7,604 sqft) |
| Owner | Individual Name on File |
| Last Sale | $635,000 (Jun 2019) |
| Tax Bill | $8,232 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 095-084-02 |
| Primary APN | 095-084-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,168 sqft Heated Area |
| Gross Area | 2,046 sqft |
| 1st Floor Area | 1,658 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 7,604 sqft (0.174 acres) |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 98 sqft |
| Patio Area | 375 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 095-084-02 |
|---|---|
| Street Address | 2016 WINTER ST |
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-3655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L21&P22 B5 M230-284 |
| Legal Subdivision | MIDWOOD |
| Legal Block | 5 |
| Legal Lot Number | 21 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 1200 |
Source: Mecklenburg County records · APN 095-084-02
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2016 WINTER ST, CHARLOTTE, NC 28205-3655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 06, 2019 | Warranty Deed, Transfer · ARM WELLS FARGO BANK NA |
| Jul 31, 2017 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 2019 · Amount on Record |
| Deed Sale | Jun 06, 2019 · Amount on Record |
| Prior Sale | Jun 06, 2019 · Amount on Record |
| Deed Document Number | 0000069318 |
| Deed Book / Page | 33566 / 752 |
| Last Transfer Date | Feb 15, 2021 |
| Transfer Doc | 0000029021 |
| Record Updated | Jun 07, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 15, 2021 |
| Property Address | 2016 WINTER ST, CHARLOTTE, NC 28205-3655 |
| Document Number | 0000029021 |
| Book / Page | 35674 / 190 |
| Map Reference | MB 230 PG 284 |
| Instrument Date | Feb 09, 2021 |
| Instrument | 2021029021 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2016 WINTER ST, CHARLOTTE, NC 28205-3655 |
| Document Number | 0000029022 |
|---|---|
| Date | Feb 15, 2021 |
| Instrument | 2021029022 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Mar 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Max Rate | 7.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 06, 2019 |
| Property Address | 2016 WINTER ST, CHARLOTTE, NC 28205-3655 |
| Document Number | 0000069318 |
| Book / Page | 33566 / 752 |
| Map Reference | MB 230 PG 284 |
| Instrument Date | Jun 05, 2019 |
| Instrument | 2019069318 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 928 WOODSIDE AVE, 928, CHARLOTTE, NC 28205-1958 |
| Name | Verified Name |
|---|
| Document Number | 0000069319 |
|---|---|
| Date | Jun 06, 2019 |
| Instrument | 2019069319 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 31, 2017 |
| Property Address | 2016 WINTER ST, CHARLOTTE, NC 28205-3655 |
| Document Number | 0000103300 |
| Book / Page | 032010 / 000716 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 103300 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,162.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2016 WINTER ST CHARLOTTE NC 282053655, CHARLOTTE, NC 28205-3655 |
| Document Number | 103301 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 032010/000719 |
| Instrument | 103301 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 30 (1979–2021) |
| Claims Outside the SFHA | 6 of 30 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 546 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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