2016 Willow Oak Dr, Mobile, AL 36695 Property Records

Mobile County property record for 2016 Willow Oak Dr, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,182 sqft · built 1998
Lot Size	0.231 acres (10,064 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Mar 2019)
Tax Bill	$1,161 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022707350000059048`

Property Details

APN / Parcel Number

Primary APN	`R022707350000059048`
Alternative APNs	`27 07 35 0 000 059.048` `02727794` `2727794`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,182 sqft Living Area
1st Floor Area	2,182 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,064 sqft (0.231 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2727794
Street Address	2016 WILLOW OAK DR
City	MOBILE
State	AL
Zip	36695-7308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 81 OAK FOREST PHASE ONE CORRECTION PLAT MBK 77/6 #SEC 35 T4S R3W #MP27 07 35 0 000
Legal Range	04S
Legal Township	04S
Legal Section	35
Legal Subdivision	OAK FOREST PHASE ONE
Legal Phase	1
Legal Lot Number	81
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	2
Census Block	2003
Census Tract	6408

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2016 WILLOW OAK DR, MOBILE, AL 36695-7308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC
Mar 26, 2019	Warranty Deed, Transfer · FHA Mortgage GMFS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2019 · Amount on Record
Deed Sale	Mar 26, 2019 · Amount on Record
Prior Sale	Mar 2, 2000 · Amount on Record
Deed Document Number	201915459
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	2016 WILLOW OAK DR, MOBILE, AL 36695-7308
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026808
Date	Apr 28, 2021
Instrument	2021026808

Lender

Name	GMFS LLC
Type	Subprime Lender
Address	BATON ROUGE, LA 70806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 26, 2019
Property Address	2016 WILLOW OAK DR, MOBILE, AL 36695-7308
Document Number	0000015459
Instrument Date	Mar 22, 2019
Instrument	15459
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	SECURITY LAND TITLE INC, SURETY LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2016 WILLOW OAK DR MOBILE AL 366957308, MOBILE, AL 36695-7308

Mortgage

Document Number	15460
Date	Mar 26, 2019
Instrument	15460

Lender

Name	GMFS
Address	BATON ROUGE, LA 70806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,161.00 (+6.51%) Homeowner's exemption	$25,110 (+6.13%) Land $3,000 Building $22,110	$251,100 (+6.13%) Land $30,000 Building $221,100
2024	$1,090.00 (+24.29%) Homeowner's exemption	$23,660 (+21.52%) Land $2,800 Building $20,860	$236,600 (+21.52%) Land $28,000 Building $208,600
2023	$877.00 Homeowner's exemption	$19,470 Land $2,820 Building $16,650	$194,700 Land $28,200 Building $166,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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