2016 W James St, Chicago, IL 60609 Property Records

Cook County property record for 2016 W James St, Chicago, IL 60609

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 2 ba · 2,172 sqft · built 1912
Lot Size	0.075 acres (3,250 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Apr 2021)
Tax Bill	$2,545 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-07-306-028`

Property Details

APN / Parcel Number

Primary APN	`20-07-306-028`
Alternative APN	`20-07-306-028-0000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,172 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1914
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,250 sqft (0.075 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2016 W JAMES ST
City	CHICAGO
State	IL
Zip	60609-5515
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	LOTS5&8 SW4 S07 T38N R14E 3P
Legal Range	14E
Legal Township	38N
Legal Section	07
Legal Subdivision	IGLEHARTS
Legal Lot Number	7
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1002
Census Tract	611600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2016 W James St, a residential property, is owned and occupied by an individual who bought it in April 2021.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2016 W JAMES ST, CHICAGO, IL 60609-5515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Loan Assumption NEWREZ LLC
Apr 21, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jan 11, 2019	Deed of Trust, Mortgage · Conventional with PMI DIAMOND RESID'L MTG
Oct 9, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 23, 2018	Warranty Deed, Construction Loan · Construction Mortgage CONSTRUCTIVE LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on File
Deed Sale	Apr 21, 2021 · Amount on File
Prior Sale	Jul 23, 2018 · Amount on File
Deed Document Number	202118112
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2016 W JAMES ST, CHICAGO, IL 60609-5515
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028326017
Date	Oct 10, 2025
Instrument	2528326017

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Loan Assumption
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 21, 2021
Property Address	2016 W JAMES ST, CHICAGO, IL 60609-5515
Document Number	0011118112
Instrument Date	Feb 12, 2021
Instrument	2111118112
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3340 W 37TH PL, CHICAGO, IL 60632-2713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 W JAMES ST, CHICAGO, IL 60609-5515

Mortgage

Document Number	0011118113
Date	Apr 21, 2021
Instrument	2111118113

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2016 W JAMES ST, CHICAGO, IL 60609-5515
Document Number	1901749069
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 W JAMES ST CHICAGO IL 606095515, CHICAGO, IL 60609-5515

Mortgage

Document Number	1901749069
Date	Jan 17, 2019
Instrument	1749069

Lender

Name	DIAMOND RESID'L MTG
Type	Mortgage Company
Address	LAKE FOREST, IL 60045

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2049

Interest

Rate Type	Fixed Rate

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Oct 9, 2018
Property Address	2016 W JAMES ST, CHICAGO, IL 60609-5515
Document Number	1828213043
Instrument Date	Jul 23, 2018
Instrument	28213043
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3340 W 37TH PL #B CHICAGO IL 606322713, B, CHICAGO, IL 60632-2713
Investor	Possibly a Property Investor

July 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 23, 2018
Property Address	2016 W JAMES ST, CHICAGO, IL 60609-5515
Document Number	1820449085
Instrument Date	Jul 18, 2018
Instrument	20449085
Transaction Type	Construction Loan
Record Updated	Aug 2, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$110.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3340 W 37TH PL #B CHICAGO IL 606322713, B, CHICAGO, IL 60632-2713

Mortgage

Document Number	1820508024
Date	Jul 23, 2018
Instrument	20508024

Lender

Name	CONSTRUCTIVE LOANS LLC
Address	1801 S MEYERS RD # 10, OAKBROOK TERRACE, IL 60181-5281

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 22, 2019

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,000 Land $975 Building $23,025	$240,000 Land $9,750 Building $230,250
2023	$2,545.00 (+2.58%)
2022	$2,481.00 (+2.86%)	$11,999 (-) Land $2,112 Building $9,887	$119,990 (-) Land $21,120 Building $98,870
2021	$2,412.00	$11,999 Land $2,112 Building $9,887	$119,990 Land $21,120 Building $98,870

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2016 W James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2016 W James St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 968 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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