2016 W Carter Rd, Phoenix, AZ 85041 Property Records

Maricopa County property record for 2016 W Carter Rd, Phoenix, AZ 85041

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,833 sqft · built 2005
Lot Size	0.188 acres (8,190 sqft)
Owner	Individual Name on File
Last Sale	$238,000 (Apr 2018)
Tax Bill	$1,988 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`105-91-784`

Property Details

APN / Parcel Number

Primary APN	`105-91-784`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,833 sqft Living Area
1st Floor Area	1,833 sqft

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,190 sqft (0.188 acres)
Parking Spaces	3 Parking Spaces
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2016 W CARTER RD
City	PHOENIX
State	AZ
Zip	85041-6555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	VINEYARD VISTA MCR 661-01
Legal Range	02E
Legal Township	01N
Legal Section	36
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	VINEYARD VISTA
Legal Lot Number	54
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2028
Census Tract	116616

Owner

2016 W Carter Rd is owned and occupied by an individual who bought it in April 2018.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2016 W CARTER RD, PHOENIX, AZ 85041-6555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Apr 6, 2018	Warranty Deed, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2018 · Amount on File
Deed Sale	Apr 6, 2018 · Amount on File
Prior Sale	Oct 31, 2012
Deed Document Number	20180261041
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2016 W CARTER RD, PHOENIX, AZ 85041-6555
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 W CARTER RD, PHOENIX, AZ 85041-6555

Mortgage

Document Number	0000864159
Date	Aug 10, 2021
Instrument	20210864159

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2016 W CARTER RD, PHOENIX, AZ 85041-6555
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 W CARTER RD, PHOENIX, AZ 85041-6555

Mortgage

Document Number	0001105560
Date	Nov 12, 2020
Instrument	20201105560

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 6, 2018
Property Address	2016 W CARTER RD, PHOENIX, AZ 85041-6555
Document Number	0000261041
Map Reference	MB 661 PG 1
Instrument Date	Mar 20, 2018
Instrument	20180261041
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	754 BENTGRASS WAY, 754, LYNDEN, WA 98264-8565

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2016 W CARTER RD, PHOENIX, AZ 85041-6555

Mortgage

Document Number	0000261042
Date	Apr 6, 2018
Instrument	20180261042

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Mortgage

Document Number	0000261043
Date	Apr 6, 2018
Instrument	20180261043

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2016 W Carter Rd was $1,988.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,150	$351,500 Land $70,300 Building $281,200
2025	$1,988.00
2024		$36,580	$365,800 Land $73,100 Building $292,700
2023	$1,878.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2016 W Carter Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2016 W Carter Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on W Carter Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures