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2016 W 14th St, Lorain, OH 44052 Property Records

Lorain County property record for 2016 W 14th St, Lorain, OH 44052

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,220 sqft · built 1942
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Tax Bill$1,595 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN02-02-024-104-011

Property Details

APN / Parcel Number

Primary APN02-02-024-104-011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,220 sqft Living Area
1st Floor Area902 sqft
2nd Floor Area212 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions121 ft deep x 48 ft wide
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2016 W 14TH ST
CityLORAIN
StateOH
Zip44052-1116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW ERIE PK 2ND 48 X 121
Legal SubdivisionWEST ERIE PARK ALLOTMENT #2
Legal Tract2
Legal Block104
Legal Lot Number230
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group2
Census Block2002
Census Tract22500

Owner

2016 W 14th St is owned and occupied by an individual who acquired it in May 2013.

Source: Lorain County records, as of March 20, 2026

Owner of RecordIndividual Name on File
Mailing Address2016 W 14TH ST, LORAIN, OH 44052-1116
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2021Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Nov 4, 2021Deed of Trust, Mortgage · FHA Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2013
Deed SaleMay 2, 2013
Prior SaleMar 30, 2010 · Amount on File
Deed Document Number2013091593
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address2016 W 14TH ST, LORAIN, OH 44052-1116
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2016 W 14TH ST, LORAIN, OH 44052-1116

Mortgage

Document Number0000847834
DateNov 4, 2021
Instrument2021-0847834
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term259 Months
DueJun 1, 2043

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address2016 W 14TH ST, LORAIN, OH 44052-1116
Transaction TypeMortgage
Record UpdatedNov 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2016 W 14TH ST, LORAIN, OH 44052-1116

Mortgage

Document Number20210847834
DateNov 4, 2021
Instrument2021-0847834
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term259 Months
DueJun 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 2016 W 14th St was $1,595.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,595.00$41,720 (-0.01%) Land $9,460 Building $32,260$119,210 (-) Land $27,030 Building $92,180
2024$1,595.00 (-14.75%)$41,724 (+14.87%) Land $9,461 Building $32,263$119,210 (+14.87%) Land $27,030 Building $92,180
2023$1,871.00 (+0.92%)$36,324 (-0.02%) Land $7,837 Building $28,487$103,780 Land $22,390 Building $81,390
2022$1,854.00$36,330 Land $7,840 Building $28,490
2021$103,780 Land $22,390 Building $81,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2016 W 14th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2016 W 14th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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