2016 Twigg St, Palatka, FL 32177 Property Records

Putnam County property record for 2016 Twigg St, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,242 sqft · built 1965
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,857 (Jan 2023)
Tax Bill	$4,072 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-10-26-1370-0060-0210`

Property Details

APN / Parcel Number

Primary APN	`12-10-26-1370-0060-0210`
Alternative APN	`3240`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2014
Exterior Material	Brick
Roof Type	Gable/Hip
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	132 ft deep x 89 ft wide
Porch	Unfinished Open Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	3240
Street Address	2016 TWIGG ST
City	PALATKA
State	FL
Zip	32177-5542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTER STREET S/D MB3 P129, BLK F E 36.4 FT OF LOT 21 +, ALL LOT 22
Legal Range	26E
Legal Township	10S
Legal Section	12
Legal Subdivision	CENTER STREET SUB
Legal Block	6
Legal Lot Number	21
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	1
Census Block	1010
Census Tract	950900

Owner

Source: Putnam County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2016 TWIGG ST, PALATKA, FL 32177-5542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Warranty Deed, Transfer · USDA Mortgage CALCON MUTUAL MORTGAGE LLC
Oct 19, 2017	Warranty Deed, Transfer · Conventional with PMI VYSTAR CU
Feb 16, 2017	Grant Deed, Transfer GULLETT TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2023 · Amount on Record
Deed Sale	Jan 5, 2023 · Amount on Record
Prior Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	2023269
Deed Book / Page	1695 / 940
Prior Transfer Date	Sep 15, 2015
Prior Transfer Doc	0014191967
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jan 5, 2023
Property Address	2016 TWIGG ST, PALATKA, FL 32177-5542
Document Number	0016950940
Book / Page	1695 / 940
Instrument Date	Jan 4, 2023
Instrument	202354000269
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO OF PALATKA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 S 10TH ST, PALATKA, FL 32177-5109

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2016 TWIGG ST, PALATKA, FL 32177-5542

Mortgage

Document Number	0001695943
Date	Jan 5, 2023
Instrument	1695/943

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Oct 19, 2017
Property Address	2016 TWIGG ST, PALATKA, FL 32177-5542
Document Number	0014871560
Book / Page	001487 / 001560
Instrument Date	Oct 18, 2017
Instrument	54018437
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$734.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	TWIGG ST PALATKA FL 32177, PALATKA, FL 32177

Mortgage

Document Number	14871562
Date	Oct 19, 2017
Book Page	001487/001562
Instrument	54018438

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM FL
Recording Date	Feb 16, 2017
Property Address	2016 TWIGG ST, PALATKA, FL 32177-5542
Document Number	0014650538
Book / Page	001465 / 000538
Instrument Date	Feb 7, 2017
Instrument	54002734
Transaction Type	Transfer
Record Updated	Mar 16, 2017
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LAKE ST LINCOLN ME 044571420, LINCOLN, ME 04457-1420

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Municipality	Palatka City
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,072.00 (+20.9%) Homeowner's exemption	$193,500 (+35.88%) Land $17,800 Building $175,700	$193,500 (+35.88%) Land $17,800 Building $175,700
2023	$3,368.00 (+12.72%)	$142,400 (+14.82%)	$142,400 (+14.82%) Land $13,350 Building $129,050
2022	$2,988.00	$124,020	$124,020 Land $13,350 Building $110,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	Jun 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	R.C. WILLIS WTP (CITY OF PALATKA) serves 11,900 people · EPA ID FL2544260
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	17 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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