2016 Santa Lucia Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 2016 Santa Lucia Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,705 sqft · built 1961
Lot Size	0.23 acres (10,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Nov 2025)
Tax Bill	$8,715 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2025 Sale & Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`282-0302-009-0000`

Property Details

APN / Parcel Number

Primary APN	`282-0302-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,705 sqft Living Area
1st Floor Area	1,705 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	10,010 sqft (0.23 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Area	10,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2016 SANTA LUCIA WAY
City	CARMICHAEL
State	CA
Zip	95608-5633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	RANCHO SAN LUCAS, LOT 24
Legal Subdivision	RANCHO SAN LUCAS
Legal Lot Number	24
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4004
Census Tract	5801

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2016 SANTA LUCIA WAY, CARMICHAEL, CA 95608-5633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage SACRAMENTO CREDIT UNION
Nov 26, 2025	Grant Deed, Transfer · Conventional Mortgage CORNERSTONE FUNDING INC
Dec 22, 2022	Grant Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jul 30, 2021	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Jul 27, 2021	Intrafamily Transfer, Transfer · Line of Credit FIRST BANK
Feb 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Feb 23, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Oct 31, 2019	Quit Claim Deed, Mortgage · Conventional with PMI CITIZENS BK NA
Oct 31, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 17, 2018	Quit Claim Deed, Transfer GODEEDS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Dec 22, 2022 · Amount on Record
Deed Book / Page	20251126 / 965
Prior Transfer Date	Jul 16, 2021
Prior Transfer Doc	7270000001035
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 16, 2026
Property Address	2016 SANTA LUCIA WAY, CARMICHAEL, CA 95608-5633
Document Number	2026001037
Book / Page	20260416 / 1037
Instrument Date	Apr 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	2016 SANTA LUCIA WAY, CARMICHAEL, CA 95608-5633

Mortgage

Document Number	2026001037,
Date	Apr 16, 2026
Book Page	20260416/1037

Lender

Name	SACRAMENTO CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 26, 2025
Property Address	2016 SANTA LUCIA WAY, CARMICHAEL, CA 95608-5633
Document Number	0000000965
Map Reference	MB 57 PG 11
Instrument Date	Nov 24, 2025
Instrument	202511260965
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2016 SANTA LUCIA WAY, CARMICHAEL, CA 95608-5633

Mortgage

Document Number	0000000966
Date	Nov 26, 2025
Instrument	202511260966

Lender

Name	CORNERSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 22, 2022
Property Address	2016 SANTA LUCIA WAY, CARMICHAEL, CA 95608-5633
Document Number	0000000779
Map Reference	MB 57 PG 11
Instrument Date	Dec 19, 2022
Instrument	2022122200779
Transaction Type	Transfer
Record Updated	Jan 9, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2016 SANTA LUCIA WAY, CARMICHAEL, CA 95608-5633
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000780
Date	Dec 22, 2022
Instrument	2022122200780

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2016 SANTA LUCIA WAY, CARMICHAEL, CA 95608-5633
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 SANTA LUCIA WAY, CARMICHAEL, CA 95608-5633

Mortgage

Document Number	7300000000552
Date	Jul 30, 2021
Book Page	20210730/552

Lender

Name	FIRST BANK
Type	Bank
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 27, 2021
Property Address	2016 SANTA LUCIA WAY, CARMICHAEL, CA 95608-5633
Document Number	0000001035
Map Reference	MB 57 MAP 11
Instrument Date	Jul 16, 2021
Instrument	202107271035
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2016 SANTA LUCIA WAY, CARMICHAEL, CA 95608-5633

Mortgage

Document Number	0000000552
Date	Jul 27, 2021
Instrument	202107270552

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 23, 2021
Property Address	2016 SANTA LUCIA WAY, CARMICHAEL, CA 95608-5633
Document Number	0000002103
Map Reference	MB 57 PG 11
Instrument Date	Feb 11, 2021
Instrument	202102232103
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2016 SANTA LUCIA WAY, CARMICHAEL, CA 95608-5633

Mortgage

Document Number	0000002104
Date	Feb 23, 2021
Instrument	202102232104

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 23, 2021
Property Address	2016 SANTA LUCIA WAY, CARMICHAEL, CA 95608-5633
Document Number	0000002105
Map Reference	MB 57 PG 11
Instrument Date	Feb 11, 2021
Instrument	202102232105
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2016 SANTA LUCIA WAY, CARMICHAEL, CA 95608-5633

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 31, 2019
Property Address	2016 SANTA LUCIA WAY, CARMICHAEL, CA 95608-5633
Document Number	1910311225
Instrument Date	Oct 25, 2019
Instrument	1910311225
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2016 SANTA LUCIA WAY CARMICHAEL CA 956085633, CARMICHAEL, CA 95608-5633

Mortgage

Document Number	1910311226
Date	Oct 31, 2019
Instrument	1910311226

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 31, 2019
Property Address	2016 SANTA LUCIA WAY, CARMICHAEL, CA 95608-5633
Document Number	1910311227
Instrument Date	Oct 25, 2019
Instrument	1910311227
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2016 SANTA LUCIA WAY CARMICHAEL CA 956085633, CARMICHAEL, CA 95608-5633

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 17, 2018
Property Address	2016 SANTA LUCIA WAY, CARMICHAEL, CA 95608-5633
Document Number	1809170942
Instrument Date	Jun 30, 2018
Instrument	1809170942
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	GODEEDS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2016 SANTA LUCIA WAY CARMICHAEL CA 956085633, CARMICHAEL, CA 95608-5633

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$725,000 (-0.45%) Land $150,000 Building $575,000
2025	$8,715.00 (+0.96%)	$728,280 (+4.04%) Land $156,060 Building $572,220
2024	$8,632.00 (+2.6%)
2023	$8,413.00 (+58.83%)	$700,000 Land $150,000 Building $550,000
2022	$5,297.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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