2016 Rudy Rd, Troy, OH 45373 Property Records

Miami County property record for 2016 Rudy Rd, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,504 sqft · built 1920
Lot Size0.572 acres (24,916 sqft)
OwnerIndividual Name on File
Last Sale$291,000 (Jun 2024)
Tax Bill$2,565 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN021026.0-01-019-00

Property Details

APN / Parcel Number

Primary APN021026.0-01-019-00
Alternative APNs
  • E09EL022 00400
  • E09025400

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,504 sqft Living Area
1st Floor Area784 sqft
Upper Floors Area720 sqft
Basement Area360 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area24,916 sqft (0.572 acres)
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area352 sqft
Shed1 Shed
Shed Area440 sqft
Canopy250 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2016 RUDY RD
CityTROY
StateOH
Zip45373-9674
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10-2-26 NE COR NW & 10-2-27 SE COR SW
Legal Range10
Legal Township02
Legal Section26
JurisdictionMIAMI OH
Township / Civil DivisionELIZABETH
Census Block Group4
Census Block4013
Census Tract390100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elizabeth Township Rural Historic District
listed 1997 · 1,074 contributing resources · NRIS 97000160

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2016 Rudy Rd is owned by an individual who acquired it in February 2026.

Source: Miami County records, as of September 11, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 7129, INDIANAPOLIS, IN 46207-7129
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2026Intrafamily Transfer, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Jun 14, 2022Warranty Deed, Transfer · Conventional Mortgage
MONROE FSLA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2024 · Amount on File
Deed SaleJun 6, 2024 · Amount on File
Prior SaleDec 16, 2016 · Amount on File
Deed Document Number20245546
Last Transfer DateFeb 13, 2026
Transfer Doc0000001942
Record UpdatedOct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIAMI OH
Recording DateFeb 19, 2026
Property Address2016 RUDY RD, TROY, OH 45373-9674
Document Number0000001942
Instrument DateFeb 13, 2026
Instrument2026OR-01942
Transaction TypeTransfer
Record UpdatedJul 1, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 7129, INDIANAPOLIS, IN 46207-7129

Mortgage

Document Number0000001943
DateFeb 19, 2026
Instrument2026OR-01943
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateJun 14, 2022
Property Address2016 RUDY RD, TROY, OH 45373-9674
Document Number0000009276
Instrument DateJun 3, 2022
Instrument2022OR-09276
Transaction TypeTransfer
Record UpdatedJul 4, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2016 RUDY RD, TROY, OH 45373-9674

Mortgage

Document Number0000009277
DateJun 14, 2022
Instrument2022OR-09277
Lender
NameMONROE FSLA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 5, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2016 Rudy Rd was $2,565, up 73.2% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionElizabeth Township
Unified School DistrictMiami East Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,565.00 (+73.19%) Homeowner's exemption$91,490 (+95.95%) Land $15,400 Building $76,090$261,400 Land $44,000 Building $217,400
2024$1,481.00 (+1.65%) Homeowner's exemption$46,690 (-) Land $12,250 Building $34,440
2023$1,457.00 (-4.33%) Homeowner's exemption$46,690 (-) Land $12,250 Building $34,440$133,400 (-) Land $35,000 Building $98,400
2022$1,523.00 Homeowner's exemption$46,690 Land $12,250 Building $34,440$133,400 Land $35,000 Building $98,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2016 Rudy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1980–2026)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2016 Rudy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Imagine Networks
Fiber
1,000 / 1,000

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