2016 Rock Spring Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 2016 Rock Spring Rd, Forest Hill, MD 21050

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	14,735 sqft · built 2006
Lot Size	2.37 acres (103,237 sqft)
Owner	Company Name on Record
Last Sale	$6,655,000 (Apr 2013)
Tax Bill	$58,251 (2026)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-162842`

Property Details

APN / Parcel Number

Primary APN	`03-162842`
Alternative APNs	`3162842` `162842`

Interior

Stories	1 Story
Building Area	14,735 sqft Total Area
1st Floor Area	14,735 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Other
Lot Area	103,237 sqft (2.37 acres)
Canopy	950 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	162842
Street Address	2016 ROCK SPRING RD
City	FOREST HILL
State	MD
Zip	21050-2607
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B2
Legal Description	LOT 1 2.38 AC 2016 ROCK SPRING ROAD LD OSBORNE ET AL 124/61
Legal Subdivision	OSBORNE ET AL
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2003
Census Tract	303204

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1159, DEERFIELD, IL 60015-6002
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2013 · Amount on Record
Deed Sale	Apr 26, 2013 · Amount on Record
Prior Sale	Apr 6, 2007 · Amount on Record
Deed Book / Page	10247 / 35
Prior Transfer Date	Feb 20, 2007
Prior Transfer Doc	0072910286
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2016 ROCK SPRING RD, FOREST HILL, MD 21050-2607
Document Number	0121810242
Book / Page	012181 / 000242
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	275 FARRINGTON AVE SLEEPY HOLLOW NY 105911306, SLEEPY HOLLOW, NY 10591-1306

Mortgage

Document Number	0121810242
Date	Jan 12, 2017
Book Page	012181/000242

Lender

Name	MISCELLANEOUS INS CO
Address	1 STATE FARM PLZ, BLOOMINGTON, IL 61710

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 11, 2032

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$58,251.00 (-8.8%)	$5,344,700 (-9.09%) Land $2,142,000 Building $3,202,700	$5,344,700 (-9.09%) Land $2,142,000 Building $3,202,700
2025	$63,873.00 (+0.64%)	$5,879,200 (+0.64%) Land $2,142,000 Building $3,737,200	$5,879,200 (-) Land $2,142,000 Building $3,737,200
2023		$5,841,867	$5,879,200 Land $2,142,000 Building $3,737,200
2022	$63,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Armstrong Cable	1,000 / 20
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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