2016 Rock Bluff Rd, Hixson, TN 37343 Property Records

Hamilton County property record for 2016 Rock Bluff Rd, Hixson, TN 37343

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,116 sqft · built 1986
Lot Size	0.573 acres (24,990 sqft)
Owner	2 Owner Names on File
Tax Bill	$1,326 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101F A 020`

Property Details

APN / Parcel Number

Primary APN	`101F A 020`
Alternative APN	`0000029521`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,116 sqft Living Area

Exterior

Year Built	Built 1986
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,990 sqft (0.573 acres)
Lot Dimensions	249 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000029521
Street Address	2016 ROCK BLUFF RD
City	HIXSON
State	TN
Zip	37343-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 202 HIDDEN HARBOR UNIT 4 32-17-3 REV 41-256
Legal Subdivision	HIDDEN HARBOR UNIT 4
Legal Lot Number	202
Legal Unit	4
Jurisdiction	HAMILTON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1002
Census Tract	10413

Owner

The current owner of 2016 Rock Bluff Rd acquired it in June 1995.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Owner Names on File
Mailing Address	2016 ROCK BLUFF RD, HIXSON, TN 37343-3133
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 3, 1995
Transfer Doc	0045140737
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2016 ROCK BLUFF RD, HIXSON, TN 37343-3133
Document Number	1104000120
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2016 ROCK BLUFF RD HIXSON TN 373433133, HIXSON, TN 37343-3133

Mortgage

Document Number	1104000120
Date	Nov 4, 2020
Book Page	012218/000690
Instrument	201104000120

Lender

Name	TRUIST BK
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2050

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2016 ROCK BLUFF RD, HIXSON, TN 37343-3133
Document Number	0601000083
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 ROCK BLUFF RD HIXSON TN 373433133, HIXSON, TN 37343-3133

Mortgage

Document Number	0601000083
Date	Jun 1, 2020
Book Page	012018/000665
Instrument	200601000083

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2016 Rock Bluff Rd was $1,326, up 3.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,326.00 (+3.76%)	$87,500 (+53.11%)	$350,000 (+53.11%) Land $60,000 Building $290,000
2024	$1,278.00 (-0.7%)	$57,150 (-)	$228,600 (-) Land $45,000 Building $183,600
2023	$1,287.00	$57,150	$228,600 Land $45,000 Building $183,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2016 Rock Bluff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2016 Rock Bluff Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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