2016 Ray Dr, Houma, LA 70363 Property Records

Terrebonne Parish property record for 2016 Ray Dr, Houma, LA 70363

Property Summary

Property Type	Single Family Home
Details	1,700 sqft · built 1976
Lot Size	0.257 acres (11,199 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Mar 2022)
Tax Bill	$1,077 (2025)
Deeds & Mortgages	Nov 2021 Refinance Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`20440`

Property Details

APN / Parcel Number

Primary APN	`20440`

Interior

Building Area	1,700 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	11,199 sqft (0.257 acres)
Garage Type	Mixed
Garage Area	400 sqft

Location & Zoning

Street Address	2016 RAY DR
City	HOUMA
State	LA
Zip	70363-7039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLOCK 6 ACADIALAND SUBD.
Legal Range	17E
Legal Township	17S
Legal Subdivision	ACADIALAND SUBD
Legal Block	6
Legal Lot Number	21
Jurisdiction	TERREBONNE LA
Township / Civil Division	8
Census Block Group	5
Census Block	5024
Census Tract	800

Owner

Source: Terrebonne Parish records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2016 RAY DR, HOUMA, LA 70363-7039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ASSURANCE FINANCIAL
Mar 3, 2022	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 16, 2016	Cash Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2022 · Amount on Record
Deed Sale	Mar 3, 2022 · Amount on Record
Prior Sale	Nov 16, 2016 · Amount on Record
Deed Document Number	20221645298
Deed Book / Page	2662 / 739
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	2016 RAY DR, HOUMA, LA 70363-7039
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003295/720
Date	Nov 12, 2021
Book Page	3295/720
Instrument	1637531

Lender

Name	ASSURANCE FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	Mar 3, 2022
Property Address	2016 RAY DR, HOUMA, LA 70363-7039
Document Number	002662/739
Book / Page	2662 / 739
Instrument Date	Feb 22, 2022
Instrument	1645298
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 RAY DR, HOUMA, LA 70363-7039

Mortgage

Document Number	0001645299
Date	Mar 3, 2022
Instrument	1645299

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2016: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	TERREBONNE LA
Recording Date	Nov 16, 2016
Property Address	2016 RAY DR, HOUMA, LA 70363-7039
Document Number	002481/696
Book / Page	2481 / 696
Instrument Date	Nov 16, 2016
Instrument	1521200
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 LAKESIDE DR, 216, LAFAYETTE, LA 70508-7046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 RAY DR, HOUMA, LA 70363-7039

Mortgage

Document Number	002879/738
Date	Nov 16, 2016
Book Page	2879/738
Instrument	1521201

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,077.00 (-1.64%)	$17,670 (-) Land $2,630 Building $15,040	$176,700 (-) Land $26,300 Building $150,400
2024	$1,095.00 (+34.69%) Homeowner's exemption	$17,670 (+19.55%) Land $2,630 Building $15,040	$176,700 (+19.55%) Land $26,300 Building $150,400
2023	$813.00 (+1.75%) Homeowner's exemption	$14,780 (-) Land $2,910 Building $11,870	$147,800 (-) Land $29,100 Building $118,700
2022	$799.00 Homeowner's exemption	$14,780 Land $2,910 Building $11,870	$147,800 Land $29,100 Building $118,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 257 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	257 in force
Nearby Flood Claims	64 (1992–2026)
Claims Outside the SFHA	13 of 64
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Ida, Sep 2021 · 6 claims Hurricane Ike, Sep 2008 · 25 claims Hurricane Gustav, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHRIEVER WATER TREATMENT SERVICE AREA serves 116,460 people · EPA ID LA1109002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV, Spectrum.

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