2016 Pine Island Cir, Miramar Beach, FL 32550 Property Records

Walton County property record for 2016 Pine Island Cir, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 2002
Lot Size	0.172 acres (7,479 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Apr 2026)
Tax Bill	$5,377 (2025)
Deeds & Mortgages	Apr 2026 Sale Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`25-2S-21-42610-00A-0220`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42610-00A-0220`
Alternative APNs	`25-221-42610-00A-0220` `1048279`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	2,417 sqft
1st Floor Area	1,650 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	7,479 sqft (0.172 acres)
Lot Dimensions	136 ft deep x 55 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Finished Screened Porch
Porch Area	395 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2016 PINE ISLAND CIR
City	MIRAMAR BEACH
State	FL
Zip	32550-7880
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 22 BLK A CRYSTAL LAKE AT SANDESTIN II PB 14-23 REPLAT OF CRYSTAL LAKE AT SANDESTIN PB 14-5 OR 2423-1848 OR 2714-1143 OR 3182-4704 OR 3211-4918
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	SANDESTIN II
Legal Block	A
Legal Lot Number	22
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

2016 Pine Island Cir is owned and occupied by two individuals who bought it in April 2026.

Source: Walton County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	518 CHELSEA LN, LEBANON, TN 37090-6405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer CUSTOMER FIRST TITLE, CUSTOMERS FIRST TITLE
Aug 17, 2021	Warranty Deed, Transfer · Commercial Mortgage RIVER BANK & TRUST
Feb 12, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Aug 17, 2021 · Amount on File
Deed Document Number	202615964
Deed Book / Page	3395 / 1946
Prior Transfer Date	Feb 12, 2021
Prior Transfer Doc	0031824704
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 22, 2026
Property Address	2016 PINE ISLAND CIR, MIRAMAR BEACH, FL 32550-7880
Document Number	0000015964
Book / Page	3395 / 1946
Instrument Date	Apr 21, 2026
Instrument	2026.15964
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	CUSTOMER FIRST TITLE, CUSTOMERS FIRST TITLE

Transaction

Amount	Amount on Record
Tax	$537,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 CHELSEA LN, LEBANON, TN 37090-6405

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 17, 2021
Property Address	2016 PINE ISLAND CIR, MIRAMAR BEACH, FL 32550-7880
Document Number	0032114918
Book / Page	3211 / 4918
Map Reference	MB 14 PG 23&23A
Instrument Date	Aug 16, 2021
Instrument	20210041058
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3755 VILLAGE LN, MOUNTAIN BRK, AL 35223-2700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 PINE ISLAND CIR, MIRAMAR BEACH, FL 32550-7880

Mortgage

Document Number	0032114920
Date	Aug 17, 2021
Instrument	3211/4920

Lender

Name	RIVER BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2051

Interest

Rate Type	Adjustable Rate

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Feb 12, 2021
Property Address	2016 PINE ISLAND CIR, MIRAMAR BEACH, FL 32550-7880
Document Number	0031824704
Book / Page	3182 / 4704
Map Reference	MB 14 PG 23&23A
Instrument Date	Feb 12, 2021
Instrument	20210006831
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 PINE ISLAND CIR, MIRAMAR BEACH, FL 32550-7880

Tax Assessment & Valuation

The 2025 property tax bill for 2016 Pine Island Cir was $5,377 with a homeowner's exemption, up 1.9% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,377.00 (+1.93%) Homeowner's exemption	$633,698	$693,892 Land $400,000 Building $293,892
2024	$5,275.00 (+1.03%)
2023	$5,221.00 (+3.63%)	$574,611 (+5.69%) Land $151,613 Building $422,998	$574,611 (+5.69%) Land $151,613 Building $422,998
2022	$5,038.00	$543,661 Land $168,291 Building $375,370	$543,661 Land $168,291 Building $375,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2016 Pine Island Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2016 Pine Island Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream, Wildstar Networks.

Nearby Properties on Pine Island Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures