2016 Patterson Ave, Key West, FL 33040 Property Records

Monroe County property record for 2016 Patterson Ave, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 800 sqft · built 1949
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Sep 2019)
Tax Bill	$5,584 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00049800-000000`

Property Details

APN / Parcel Number

Primary APN	`00049800-000000`
Alternative APNs	`01010100049800000000` `1050415`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	800 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2008
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	408 sqft
Deck Area	60 sqft
Patio Area	596 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1050415
Old Parcel Number	01010100049800000000
Street Address	2016 PATTERSON AVE
City	KEY WEST
State	FL
Zip	33040-3715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW KW REALTY COS FIRST SUB PB 1-43 NE 50 FT OF NW 251 FT OF N1/2 OF SQR 38 TR 21 C5-337/38 G50-154 G73-244/45 OR2775-161/62
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	KEY WEST REALTY CO FIRST SUB
Legal Tract	21
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3004
Census Tract	972200

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2016 PATTERSON AVE, KEY WEST, FL 33040-3715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Nov 12, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 10, 2019	Warranty Deed, Transfer · FHA Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2019 · Amount on Record
Deed Sale	Sep 10, 2019 · Amount on Record
Prior Sale	Dec 23, 2015 · Amount on Record
Deed Document Number	2235962
Deed Book / Page	2984 / 0157
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	2016 PATTERSON AVE, KEY WEST, FL 33040-3715
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 PATTERSON AVE, KEY WEST, FL 33040-3715

Mortgage

Document Number	0031240865
Date	Sep 7, 2021
Book Page	3124/865
Instrument	2338547

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	2016 PATTERSON AVE, KEY WEST, FL 33040-3715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 PATTERSON AVE, KEY WEST, FL 33040-3715

Mortgage

Document Number	0030560816
Date	Nov 12, 2020
Book Page	3056/816
Instrument	2290503

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Oct 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 10, 2019
Property Address	2016 PATTERSON AVE, KEY WEST, FL 33040-3715
Document Number	0029840157
Book / Page	2984 / 0157
Map Reference	MB 1 PG 43
Instrument Date	Sep 9, 2019
Instrument	2235962
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,535.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 CALLE UNO, 22, KEY WEST, FL 33040-5410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 PATTERSON AVE, KEY WEST, FL 33040-3715

Mortgage

Document Number	0029840159
Date	Sep 10, 2019
Instrument	2984-0159

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$642,260 (+9.74%) Land $485,000 Building $157,260	$642,260 (+9.74%) Land $485,000 Building $157,260
2024	$5,584.00 (+13.24%)
2023	$4,931.00 (+10.96%)	$585,281 (+11.09%) Land $455,000 Building $130,281	$585,281 (+11.09%) Land $455,000 Building $130,281
2022	$4,444.00	$526,847 Land $390,000 Building $136,847	$526,847 Land $390,000 Building $136,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 132 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	142 units insured incl. 10 condo units
Nearby Flood Claims	247 (1980–2025)
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 142 claims Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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