2016 Oakfield Dr, Midland, MI 48640 Property Records

Midland County property record for 2016 Oakfield Dr, Midland, MI 48640

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 2,105 sqft · built 1997
Lot Size	0.119 acres (5,187 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (Sep 2021)
Tax Bill	$7,079 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-05-10-070`

Property Details

APN / Parcel Number

Primary APN	`14-05-10-070`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	2,105 sqft Living Area
1st Floor Area	2,089 sqft
Basement Area	1,306 sqft
Unfinished Basement	1,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Lot Area	5,187 sqft (0.119 acres)
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2016 OAKFIELD DR
City	MIDLAND
State	MI
Zip	48640-6710
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RA-4
Legal Description	UNIT 25 HARCREST WOODS CONDOMINIUMS
Legal Subdivision	HARCREST WOODS CONDO
Legal Unit	25
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3004
Census Tract	291000

Owner

2016 Oakfield Dr, a condominium, is owned and occupied by an individual who bought it in September 2021.

Source: Midland County records, as of July 29, 2025

Owner of Record	Individual Name on File
Mailing Address	2016 OAKFIELD DR, MIDLAND, MI 48640-6710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021 · Amount on File
Deed Sale	Sep 29, 2021 · Amount on File
Deed Book / Page	1650 / 200
Prior Transfer Date	Aug 14, 2013
Prior Transfer Doc	1569/1295
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 29, 2021
Property Address	2016 OAKFIELD DR, MIDLAND, MI 48640-6710
Document Number	1650/200
Book / Page	1650 / 200
Map Reference	LB 581 PG 356
Instrument Date	Sep 27, 2021
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,852.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3899 WOODMAN DR, 3899, TROY, MI 48084-1154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14790 BOICHOT RD, LANSING, MI 48906-5701

Mortgage

Document Number	1650201
Date	Sep 29, 2021
Instrument	1650/201

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$179,500	$359,000
2024	$7,079.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2016 Oakfield Dr in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	30 (1986–2020)
Claims Outside the SFHA	4 of 30
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 22 claims Severe Storms & Flooding, Sep 1986 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2016 Oakfield Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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