2016 Ninefoot Rd, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 2016 Ninefoot Rd, Waterloo, NY 13165

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,797 sqft · built 1880
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on File
Last Sale	$107,400 (Sep 2008)
Tax Bill	$4,560 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2020 Refinance + 2 more
APN	`453889 14-1-26.1`

Property Details

APN / Parcel Number

Primary APN	`453889 14-1-26.1`
Alternative APN	`388901400000010260010000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,797 sqft Living Area
1st Floor Area	1,520 sqft
2nd Floor Area	1,068 sqft
Upper Floors Area	209 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	60,548 sqft (1.39 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	1,896 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2016 NINEFOOT RD
City	WATERLOO
State	NY
Zip	13165-8501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	MB96-364, MB98-196
Legal Block	1
Legal Lot Number	26.001
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1002
Census Tract	950600

Owner

2016 Ninefoot Rd is owned and occupied by two individuals who acquired it in May 2015.

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2016 NINEFOOT RD, WATERLOO, NY 13165-8501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage ESL FEDERAL CREDIT UNION
Jun 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GENERATIONS BANK
Jun 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GENERATIONS BANK
Mar 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GENERATIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2008 · Amount on File
Deed Sale	Sep 26, 2008 · Amount on File
Prior Sale	Sep 27, 2007 · Amount on File
Deed Book / Page	783 / 31
Last Transfer Date	May 26, 2015
Transfer Doc	0000000912/000000006
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Recording Date	Apr 2, 2026
Property Address	2016 NINEFOOT RD, WATERLOO, NY 13165-8501
Document Number	0001988/90
Book / Page	1988 / 90
Instrument Date	Mar 27, 2026
Instrument	202673887
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 NINEFOOT RD, WATERLOO, NY 13165-8501

Mortgage

Document Number	0000073887,
Date	Apr 2, 2026
Book Page	1988/90
Instrument	202673887

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	2016 NINEFOOT RD, WATERLOO, NY 13165-8501
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001748/192
Date	Jun 11, 2020
Book Page	1748/192
Instrument	48914

Lender

Name	GENERATIONS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2040

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	2016 NINEFOOT RD, WATERLOO, NY 13165-8501
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001751/115
Date	Jun 23, 2020
Book Page	1751/115
Instrument	49052

Lender

Name	GENERATIONS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2030

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	2016 NINEFOOT RD, WATERLOO, NY 13165-8501
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001848/47
Date	Mar 30, 2022
Book Page	1848/47
Instrument	57865

Lender

Name	GENERATIONS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2016 Ninefoot Rd was $4,560 with a homeowner's exemption, up 6.1% from the year before.

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,560.00 (+6.15%) Homeowner's exemption
2025	$4,296.00	$145,100 Land $20,000 Building $125,100	$237,900 Land $32,791 Building $205,109
2023		$145,100 (+9.84%) Land $20,000 Building $125,100	$204,366 (+22.22%) Land $28,169 Building $176,197
2022		$132,100 Land $20,000 Building $112,100	$167,215 Land $25,316 Building $141,899
2019	$1,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2016 Ninefoot Rd; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2016 Ninefoot Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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