2016 N 4th St, Ponca City, OK 74601 Property Records

Kay County property record for 2016 N 4th St, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 805 sqft · built 1946
Lot Size	0.204 acres (8,886 sqft)
Owner	2 Company Names on Record
Last Sale	$18,500 (Aug 2017)
Tax Bill	$581 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0970-00-003-010-0-000-00`

Property Details

APN / Parcel Number

Primary APN	`0970-00-003-010-0-000-00`
Alternative APN	`7393`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	805 sqft Living Area
1st Floor Area	805 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,886 sqft (0.204 acres)
Lot Dimensions	177 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	209 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	7393
Street Address	2016 N 4TH ST
City	PONCA CITY
State	OK
Zip	74601-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-NORTH ADDITION BLOCK 3 LOT 10
Legal Range	02E
Legal Township	26N
Legal Section	15
Legal Subdivision	NORTH
Legal Block	3
Legal Lot Number	10
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	2
Census Block	2006
Census Tract	202

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2016 N 4TH ST, PONCA CITY, OK 74601-1558
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
May 16, 2019	Deed of Trust, Mortgage FIRST NAT'L BK/OK
Aug 31, 2017	Warranty Deed, Transfer SECURITY TITLE COMPANY, SECURITY TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2017 · Amount on Record
Deed Sale	Aug 31, 2017 · Amount on Record
Prior Sale	Aug 9, 1984
Deed Document Number	20177023
Deed Book / Page	1754 / 799
Last Transfer Date	Aug 28, 2025
Transfer Doc	I2025006236
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	2016 N 4TH ST, PONCA CITY, OK 74601-1558
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 N 4TH ST, PONCA CITY, OK 74601-1558

Mortgage

Document Number	I2025007105
Date	Oct 6, 2025
Book Page	2011/801
Instrument	I-2025-007105

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE, CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 20, 2055

Interest

Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	2016 N 4TH ST, PONCA CITY, OK 74601-1558
Document Number	0000003664
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	295 S ENTERPRISE RD PONCA CITY OK 746047304, PONCA CITY, OK 74604-7304

Mortgage

Document Number	0000003664
Date	May 22, 2019
Book Page	001806/000694
Instrument	3664

Lender

Name	FIRST NAT'L BK/OK
Type	Bank
Address	PONCA CITY, OK 74604

Agreement

Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Aug 31, 2017
Property Address	2016 N 4TH ST, PONCA CITY, OK 74601-1558
Document Number	0000007023
Book / Page	001754 / 000799
Instrument Date	Aug 31, 2017
Instrument	7023
Transaction Type	Transfer
Record Updated	Sep 18, 2017
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$27.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	295 S ENTERPRISE RD PONCA CITY OK 746047304, PONCA CITY, OK 74604-7304

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,385 (+5%) Land $586 Building $5,799	$58,051 (-11.24%) Land $5,331 Building $52,720
2025	$581.00 (+6.02%)	$6,081 (+5.01%) Land $586 Building $5,495	$65,400 (-2.7%) Land $5,331 Building $60,069
2024	$548.00 (+3.01%)	$5,791 (+4.99%) Land $586 Building $5,205	$67,215 (+6.43%) Land $5,331 Building $61,884
2023	$532.00	$5,516 Land $586 Building $4,930	$63,155 Land $5,331 Building $57,824

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband.

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