2016 Morningside Dr, Florence, KY 41042 Property Records

Boone County property record for 2016 Morningside Dr, Florence, KY 41042

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,592 sqft · built 1985
Owner	2 Individual Names on Record
Last Sale	$163,400 (Jun 1996)
Tax Bill	$3,390 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050.00-08-354.01`

Property Details

APN / Parcel Number

Primary APN	`050.00-08-354.01`
Alternative APN	`8425`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,592 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Patio Area	387 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2016 MORNINGSIDE DR
City	FLORENCE
State	KY
Zip	41042-9115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 354A BLK F PLEASANT VALLEY MEADOWS (50F-75)
Legal Subdivision	PLEASANT VLY MDWS
Legal Block	F
Legal Lot Number	354A
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1010
Census Tract	70318

Owner

Source: Boone County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2016 MORNINGSIDE DR, FLORENCE, KY 41042-9115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 1996 · Amount on Record
Deed Sale	Jun 5, 1996 · Amount on Record
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2016 MORNINGSIDE DR, FLORENCE, KY 41042-9115
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 MORNINGSIDE DR, FLORENCE, KY 41042-9115

Mortgage

Document Number	M4524/649
Date	Oct 4, 2021
Book Page	M4524/649
Instrument	849676

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	2016 MORNINGSIDE DR, FLORENCE, KY 41042-9115
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4493/708
Date	Jul 28, 2021
Book Page	M4493/708
Instrument	843071

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	122 Months
Due	Sep 1, 2031

Tax Assessment & Valuation

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,390.00 (-1.77%)	$296,700 (-) Land $40,000 Building $256,700
2024			$296,700 (-) Land $40,000 Building $256,700
2023	$3,451.00 (+19.62%)	$296,700 (+15.45%) Land $40,000 Building $256,700	$296,700 (+15.45%) Land $40,000 Building $256,700
2022	$2,885.00	$257,000 Land $40,000 Building $217,000	$257,000 Land $40,000 Building $217,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Also Mapped Here	BOONE CO WATER & SEWER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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