2016 Joe St, Ponca City, OK 74601 Property Records

Kay County property record for 2016 Joe St, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,260 sqft · built 1953
Lot Size	0.174 acres (7,579 sqft)
Owner	Company Name on File
Last Sale	$45,000 (Jan 2020)
Tax Bill	$548 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2020 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11334`

Property Details

APN / Parcel Number

Primary APN	`11334`
Alternative APN	`1580-00-005-015-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Traditional
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	126 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11334
Street Address	2016 JOE ST
City	PONCA CITY
State	OK
Zip	74601-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-YOUNGS HTS BLOCK 5 LOT 15
Legal Range	02E
Legal Township	26N
Legal Section	15
Legal Subdivision	YOUNG HEIGHTS
Legal Block	5
Legal Lot Number	15
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	2
Census Block	2025
Census Tract	202

Owner

2016 Joe St is owned by a company that bought it in January 2020.

Source: Kay County records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	2800 AVON AVE, PONCA CITY, OK 74604-4304
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage RCB BANK
Jan 28, 2020	Warranty Deed, Transfer · Line of Credit AMERICAN EQUITY BANK
Aug 17, 2018	Quit Claim Deed, Transfer SECURITY TITLE COMPANY
Aug 17, 2018	Warranty Deed, Transfer SECURITY TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2020 · Amount on File
Deed Sale	Jan 28, 2020 · Amount on File
Prior Sale	Aug 17, 2018 · Amount on File
Deed Document Number	2020651
Deed Book / Page	1827 / 236
Prior Transfer Date	Aug 16, 2018
Prior Transfer Doc	0000006333
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Recording Date	Jun 25, 2026
Property Address	2016 JOE ST, PONCA CITY, OK 74601-1904
Document Number	0000004480
Book / Page	2039 / 576
Instrument Date	Jun 25, 2026
Instrument	20264480
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2800 AVON AVE, PONCA CITY, OK 74604-4304

Mortgage

Document Number	0000004480,
Date	Jun 25, 2026
Book Page	2039/576
Instrument	20264480

Lender

Name	RCB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 8, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Jan 28, 2020
Property Address	2016 JOE ST, PONCA CITY, OK 74601-1904
Document Number	0000000651
Book / Page	1827 / 0236
Instrument Date	Jan 12, 2020
Instrument	2020-000651
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	SECURITY TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$67.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 MEADOWBROOK DR, PONCA CITY, OK 74604-4120

Mortgage

Document Number	0000000652
Date	Jan 28, 2020
Instrument	2020-000652

Lender

Name	AMERICAN EQUITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KAY OK
Recording Date	Aug 17, 2018
Property Address	2016 JOE ST, PONCA CITY, OK 74601-1904
Document Number	0000006333
Book / Page	001784 / 000446
Instrument Date	Aug 16, 2018
Instrument	6333
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 JOE ST PONCA CITY OK 746011904, PONCA CITY, OK 74601-1904

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Aug 17, 2018
Property Address	2016 JOE ST, PONCA CITY, OK 74601-1904
Document Number	0000006331
Book / Page	001784 / 000442
Instrument Date	Aug 16, 2018
Instrument	6331
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	SECURITY TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$46.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 JOE ST PONCA CITY OK 746011904, PONCA CITY, OK 74601-1904

Tax Assessment & Valuation

The 2025 property tax bill for 2016 Joe St was $548, up 6% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,016 (+4.99%) Land $607 Building $5,409	$54,696 (-9.04%) Land $5,519 Building $49,177
2025	$548.00 (+6%)	$5,730 (+5%) Land $607 Building $5,123	$60,129 (-1.11%) Land $5,519 Building $54,610
2024	$517.00 (+3.19%)	$5,457 (+5%) Land $607 Building $4,850	$60,806 (+3.12%) Land $5,519 Building $55,287
2023	$501.00	$5,197 Land $607 Building $4,590	$58,967 Land $5,519 Building $53,448

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2016 Joe St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2016 Joe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband.

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