2016 Houndscroft Rd, Indian Trail, NC 28079 Property Records

Union County property record for 2016 Houndscroft Rd, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,682 sqft · built 2014
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Mar 2023)
Tax Bill	$2,981 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-003-417`

Property Details

APN / Parcel Number

Primary APN	`07-003-417`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,682 sqft Living Area
1st Floor Area	1,136 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2016 HOUNDSCROFT RD
City	INDIAN TRAIL
State	NC
Zip	28079-8815
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	#140 FIELDSTONE FARM MP8 OPCI595
Legal Subdivision	FIELDSTONE FARM
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2002
Census Tract	20305

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2016 HOUNDSCROFT RD, INDIAN TRAIL, NC 28079-8815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Aug 24, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 10, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Feb 20, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2023 · Amount on File
Deed Sale	Mar 8, 2023 · Amount on File
Prior Sale	Sep 10, 2019 · Amount on File
Deed Document Number	20235251
Deed Book / Page	8667 / 678
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 8, 2023
Property Address	2016 HOUNDSCROFT RD, INDIAN TRAIL, NC 28079-8815
Document Number	0008667678
Book / Page	8667 / 678
Map Reference	CAB L FILE 595
Instrument Date	Mar 8, 2023
Instrument	5251
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	INDEPENDENCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2294 KIRK MCCAIN RD, LANCASTER, SC 29720-8312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 HOUNDSCROFT RD, INDIAN TRAIL, NC 28079-8815

Mortgage

Document Number	0000005252
Date	Mar 8, 2023
Instrument	5252

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2016 HOUNDSCROFT RD, INDIAN TRAIL, NC 28079-8815
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8216348
Date	Aug 24, 2021
Book Page	8216/348
Instrument	40022

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 10, 2019
Property Address	2016 HOUNDSCROFT RD, INDIAN TRAIL, NC 28079-8815
Document Number	7460648
Book / Page	007460 / 000648
Instrument Date	Sep 10, 2019
Instrument	27139
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2016 HOUNDSCROFT RD INDIAN TRAIL NC 280798815, INDIAN TRAIL, NC 28079-8815

Mortgage

Document Number	7460652
Date	Sep 10, 2019
Book Page	007460/000652
Instrument	27140

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 9, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2016 HOUNDSCROFT RD, INDIAN TRAIL, NC 28079-8815
Document Number	7107895
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 HOUNDSCROFT RD INDIAN TRAIL NC 280798815, INDIAN TRAIL, NC 28079-8815

Mortgage

Document Number	7107895
Date	Feb 23, 2018
Book Page	007107/000895
Instrument	4731

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,000 (-) Land $90,400 Building $362,600	$453,000 (-) Land $90,400 Building $362,600
2025	$2,981.00 (+19.38%)	$453,000 (+51.45%) Land $90,400 Building $362,600	$453,000 (+51.45%) Land $90,400 Building $362,600
2023	$2,497.00	$299,100 Land $54,000 Building $245,100	$299,100 Land $54,000 Building $245,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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