2016 Horizon Ct, Matthews, NC 28104 Property Records

Union County property record for 2016 Horizon Ct, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,618 sqft · built 2003
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Tax Bill	$2,714 (2025)
Deeds & Mortgages	Jun 2022 Transfer Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-130-037`

Property Details

APN / Parcel Number

Primary APN	`07-130-037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	2,018 sqft
1st Floor Area	1,618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2016 HORIZON CT
City	MATTHEWS
State	NC
Zip	28104-7280
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	MR STALLIN
Legal Description	#37 CURRY PLACE PH1 OPCH712
Legal Subdivision	CURRY PLACE
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1008
Census Tract	20314

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2016 HORIZON CT, MATTHEWS, NC 28104-7280
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Intrafamily Transfer, Transfer
Jul 25, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 9, 2022
Transfer Doc	0008497442
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jun 9, 2022
Property Address	2016 HORIZON CT, MATTHEWS, NC 28104-7280
Document Number	0008497442
Book / Page	8497 / 442
Map Reference	CAB H FILE 712&713
Instrument Date	Jun 9, 2022
Instrument	20809
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2016 HORIZON CT, 2016, MATTHEWS, NC 28104-7280

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 HORIZON CT, MATTHEWS, NC 28104-7280

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2016 HORIZON CT, MATTHEWS, NC 28104-7280
Document Number	6988181
Book / Page	006988 / 000181
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 HORIZON CT MATTHEWS NC 281047280, MATTHEWS, NC 28104-7280

Mortgage

Document Number	6988181
Date	Aug 4, 2017
Book Page	006988/000181
Instrument	22480

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Stallings Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,500 (-) Land $75,200 Building $320,300	$395,500 (-) Land $75,200 Building $320,300
2025	$2,714.00 (+24.61%)	$395,500 (+53.95%) Land $75,200 Building $320,300	$395,500 (+53.95%) Land $75,200 Building $320,300
2023	$2,178.00	$256,900 Land $45,200 Building $211,700	$256,900 Land $45,200 Building $211,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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