2016 Heritage Ln, Jacksonville, NC 28546 Property Records

Onslow County property record for 2016 Heritage Ln, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,637 sqft · built 2004
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$266,000 (Apr 2026)
Tax Bill	$2,417 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351A-197`

Property Details

APN / Parcel Number

Primary APN	`351A-197`
Alternative APNs	`490030721` `458622000` `064025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,637 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	490030721
Street Address	2016 HERITAGE LN
City	JACKSONVILLE
State	NC
Zip	28546-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-LD
Legal Description	L83 S5 HERITAGE SQ
Legal Subdivision	HERITAGE SQUARE SEC
Legal Lot Number	83
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	1
Census Block	1014
Census Tract	2201

Owner

2016 Heritage Ln is owned and occupied by two individuals who bought it in April 2026.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2016 HERITAGE LN, JACKSONVILLE, NC 28546-3215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Mar 13, 2020	Warranty Deed, Transfer · VA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Mar 13, 2020 · Amount on File
Deed Book / Page	6575 / 251
Prior Transfer Date	Jun 6, 2008
Prior Transfer Doc	0030780893
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Apr 22, 2026
Property Address	2016 HERITAGE LN, JACKSONVILLE, NC 28546-3215
Document Number	6575000251
Book / Page	6575 / 251
Instrument Date	Apr 9, 2026
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,732.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2016 HERITAGE LN, JACKSONVILLE, NC 28546-3215

Mortgage

Document Number	6575000257,
Date	Apr 22, 2026
Book Page	6575/257

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 13, 2020
Property Address	2016 HERITAGE LN, JACKSONVILLE, NC 28546-3215
Document Number	0051240840
Book / Page	5124 / 840
Map Reference	MB45 PG195 SL L-101
Instrument Date	Mar 11, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12847 TEWKSBURY DR, 12847, OAK HILL, VA 20171-2428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 HERITAGE LN, JACKSONVILLE, NC 28546-3215

Mortgage

Document Number	0005124844
Date	Mar 13, 2020
Instrument	5124/844

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2016 Heritage Ln was $2,417, up 2.4% from the year before.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,417.00 (+2.42%)	$278,938 (+48.28%) Land $60,000 Building $218,938	$278,938 (+48.28%) Land $60,000 Building $218,938
2025	$2,360.00	$188,110 Land $25,000 Building $163,110	$188,110 Land $25,000 Building $163,110
2023	$2,360.00	$188,110 Land $25,000 Building $163,110	$188,110 Land $25,000 Building $163,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2016 Heritage Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Ophelia, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2016 Heritage Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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