Montgomery County property record for 2016 Gatewood Pl, Silver Spring, MD 20903
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,198 sqft · built 1966 |
| Lot Size | 0.214 acres (9,302 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $750,000 (Mar 2024) |
| Tax Bill | $8,183 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00285533 |
| Primary APN | 05-00285533 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,198 sqft Living Area |
| Gross Area | 3,900 sqft |
| 1st Floor Area | 1,950 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 9,302 sqft (0.214 acres) |
| Garage Type | Attached |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00285533 |
|---|---|
| Street Address | 2016 GATEWOOD PL |
| City | SILVER SPRING |
| State | MD |
| Zip | 20903-1505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | HILLANDALE |
| Legal Subdivision | HILLANDALE |
| Legal Block | 18 |
| Legal Lot Number | 35 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 701509 |
Source: Montgomery County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2016 GATEWOOD PL, SILVER SPRING, MD 20903-1505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK FUND STAFF FEDERAL CREDIT UNION |
| Mar 4, 2024 | Deed, Transfer · Conventional Mortgage BANK-FUND STAFF FCU |
| Mar 23, 2017 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MLEND |
| Jun 13, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2024 · Amount on Record |
| Deed Sale | Mar 4, 2024 · Amount on Record |
| Prior Sale | Jul 22, 1999 · Amount on Record |
| Deed Book / Page | 67792 / 290 |
| Prior Transfer Date | May 15, 2017 |
| Prior Transfer Doc | 0544320365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 14, 2026 |
| Property Address | 2016 GATEWOOD PL, SILVER SPRING, MD 20903-1505 |
| Document Number | 7036000134 |
| Book / Page | 70364 / 134 |
| Instrument Date | Apr 2, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | KENSINGTON REALTY TITLE LLC, KENSINGTON REALTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 2016 GATEWOOD PL, SILVER SPRING, MD 20903-1505 |
| Document Number | 7036000134, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 70364/134 |
| Name | BANK FUND STAFF FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Mar 4, 2024 |
| Property Address | 2016 GATEWOOD PL, SILVER SPRING, MD 20903-1505 |
| Document Number | 0677920290 |
| Book / Page | 67792 / 290 |
| Map Reference | MB 74 PL 7178 |
| Instrument Date | Feb 29, 2024 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2024 |
| Title Company | KENSINGTON REALTY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2016 GATEWOOD PL, SILVER SPRING, MD 20903-1505 |
| Document Number | 0067792297 |
|---|---|
| Date | Mar 4, 2024 |
| Instrument | 67792/297 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Number | 0677920326 |
|---|---|
| Date | Mar 4, 2024 |
| Book Page | 67792/326 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20006 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2016 GATEWOOD PL, SILVER SPRING, MD 20903-1505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0540140488 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 54014/488 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2016 GATEWOOD PL, SILVER SPRING, MD 20903-1505 |
| Document Number | 0601960156 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | SILVER SPRING MD 20903 MIDDLETOWN MD 21769, MIDDLETOWN, MD 21769 |
| Document Number | 0601960156 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 060196/000156 |
| Name | MLEND |
|---|---|
| Address | MIDDLETOWN, MD 21769 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 4, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 13, 2017 |
| Property Address | 2016 GATEWOOD PL, SILVER SPRING, MD 20903-1505 |
| Document Number | 0544320365 |
| Book / Page | 054432 / 000365 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2016 GATEWOOD PL SILVER SPRING MD 209031505, SILVER SPRING, MD 20903-1505 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $639,800 (-) Land $214,200 Building $425,600 | $639,800 (-) Land $214,200 Building $425,600 | |
| 2025 | $8,183.00 (+1.07%) | $639,800 (-4.19%) Land $214,200 Building $425,600 | $639,800 (-4.19%) Land $214,200 Building $425,600 |
| 2024 | $8,096.00 (+40.87%) | ||
| 2023 | $667,800 Land $214,200 Building $453,600 | $667,800 Land $214,200 Building $453,600 | |
| 2022 | $5,747.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Jul 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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