2016 Everglades Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2016 Everglades Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,468 sqft · built 2008
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Oct 2021)
Tax Bill	$2,506 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-24300-0070`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-24300-0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,468 sqft Heated Area
Gross Area	2,096 sqft
1st Floor Area	1,930 sqft
Utility Area	6 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	182S261920243000070
Street Address	2016 EVERGLADES DR
City	NAVARRE
State	FL
Zip	32566-7664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 7 BLK 243 AS DES IN OR 4197 PG 394 & SUBJ TO CONSV ESMT DES IN OR 2729 PG 1070
Legal Range	26W
Legal Township	02S
Legal Section	18
Legal Subdivision	BY THE SEA
Legal Block	243
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1025
Census Tract	10821

Owner

2016 Everglades Dr is owned and occupied by an individual who bought it in October 2021.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	2016 EVERGLADES DR, NAVARRE, FL 32566-7664
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC
May 3, 2018	Warranty Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Prior Sale	May 3, 2018 · Amount on File
Deed Document Number	202170735
Deed Book / Page	4197 / 394
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 21, 2021
Property Address	2016 EVERGLADES DR, NAVARRE, FL 32566-7664
Document Number	0041970394
Book / Page	4197 / 394
Map Reference	MB B PG 155-1-155-20
Instrument Date	Oct 18, 2021
Instrument	202170735
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	GENESIS LAND & TITLE CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 GETTYSBURG DR, 117, PENSACOLA, FL 32503-7524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 EVERGLADES DR, NAVARRE, FL 32566-7664

Mortgage

Document Number	4197395
Date	Oct 21, 2021
Instrument	4197/395

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 3, 2018
Property Address	2016 EVERGLADES DR, NAVARRE, FL 32566-7664
Document Number	0037241598
Book / Page	003724 / 001598
Instrument Date	Apr 30, 2018
Instrument	17837
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	RELIABLE LAND TITLE CORPORATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,316.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2016 EVERGLADES DR NAVARRE FL 325667664, NAVARRE, FL 32566-7664

Mortgage

Document Number	37241604
Date	May 3, 2018
Book Page	003724/001604
Instrument	17840

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 2, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,506.00 (+2.24%) Homeowner's exemption	$245,221 (+3%)	$268,591 (+4.32%) Land $71,250 Building $197,341
2023	$2,451.00 (+2.72%) Homeowner's exemption	$238,079 (+3%)	$257,479 (+11.39%) Land $61,750 Building $195,729
2022	$2,386.00 Homeowner's exemption	$231,145	$231,145 Land $47,500 Building $183,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2016 Everglades Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 144 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2016 Everglades Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Broadband.

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