Augusta-Richmond County Consolidated Government property record for 2016 Emerald Bay Dr, Augusta, GA 30909
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,092 sqft · built 1999 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,000 (May 2021) |
| Tax Bill | $1,661 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-2-156-00-0 |
| Primary APN | 012-2-156-00-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Gross Area |
| 1st Floor Area | 1,092 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 1,742 sqft (0.04 acres) |
| Porch | Porch |
| Porch Area | 18 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2016 EMERALD BAY DR |
|---|---|
| City | AUGUSTA |
| State | GA |
| Zip | 30909-0126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-2 |
| Legal Description | EMERALD BAY (00100) 002-J |
| Legal Subdivision | EMERALD BAY |
| Legal Block | J |
| Legal Lot Number | 2 |
| Jurisdiction | RICHMOND GA |
| Township / Civil Division | AUGUSTA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10108 |
Source: Augusta-Richmond County Consolidated Government assessment roll, APN 012-2-156-00-0, as of October 21, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2016 EMERALD BAY DR, AUGUSTA, GA 30909-0126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| May 07, 2021 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| Apr 09, 2019 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MTG |
| Jan 11, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2021 · Amount on Record |
| Deed Sale | May 07, 2021 · Amount on Record |
| Prior Sale | Apr 02, 2019 · Amount on Record |
| Deed Document Number | 20213449 |
| Deed Book / Page | 1781 / 5 |
| Prior Transfer Date | Apr 17, 2000 |
| Prior Transfer Doc | 0684001681 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 2016 EMERALD BAY DR, AUGUSTA, GA 30909-0126 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2016 EMERALD BAY DR, AUGUSTA, GA 30909-0126 |
| Document Number | 0019930000000152 |
|---|---|
| Date | Dec 01, 2025 |
| Book Page | 0000001993/0000000152 |
| Instrument | 2025035166 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | May 07, 2021 |
| Property Address | 2016 EMERALD BAY DR, AUGUSTA, GA 30909-0126 |
| Document Number | 0017810005 |
| Book / Page | 1781 / 5 |
| Instrument Date | May 07, 2021 |
| Instrument | 2021-003449 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2016 EMERALD BAY DR, AUGUSTA, GA 30909-0126 |
| Document Number | 0017810000000007 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 0000001781/0000000007 |
| Instrument | 2021017191 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Apr 09, 2019 |
| Property Address | 2016 EMERALD BAY DR, AUGUSTA, GA 30909-0126 |
| Document Number | 0016710378 |
| Book / Page | 001671 / 000378 |
| Instrument Date | Apr 02, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $103.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2016 EMERALD BAY DR AUGUSTA GA 309090126, AUGUSTA, GA 30909-0126 |
| Document Number | 16710379 |
|---|---|
| Date | Apr 09, 2019 |
| Book Page | 001671/000379 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 08, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Jan 11, 2017 |
| Property Address | 2016 EMERALD BAY DR, AUGUSTA, GA 30909-0126 |
| Document Number | 0015641433 |
| Book / Page | 001564 / 001433 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 1201 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $84.90 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Augusta-Richmond County Consolidated Government assessment roll as of October 21, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County / Consolidated City | Augusta-Richmond County Consolidated Government |
| Unified School District | Richmond County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,661.00 (+103.06%) | $65,140 (+17.19%) Land $8,000 Building $57,140 | $162,850 (+17.19%) Land $20,000 Building $142,850 |
| 2023 | $818.00 (-15.23%) Homeowner's exemption | $55,584 (+40.81%) Land $8,000 Building $47,584 | $138,960 (+40.81%) Land $20,000 Building $118,960 |
| 2022 | $965.00 | $39,474 Land $8,000 Building $31,474 | $98,686 Land $20,000 Building $78,686 |
Source: FEMA National Flood Hazard Layer, Augusta-Richmond County Consolidated Government (13245C), as of December 19, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132450101082, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 256 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system GA2450000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AUGUSTA-RICHMOND CO WS serves 204,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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