2016 E Waters Edge Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 2016 E Waters Edge Dr, Bloomington, IN 47401

Property Summary

Property Type	Condominium
Owner	Individual Name on File
Last Sale	$130,000 (Jun 2014)
Tax Bill	$1,010 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`004-02990-70`

Property Details

APN / Parcel Number

Primary APN	`004-02990-70`
Alternative APN	`53-00-40-299-070.000-006`

Interior

Plumbing Fixtures	10 Plumbing Fixtures

Exterior

Architectural Style	Condo/Apartment
Terrain	Low

Location & Zoning

Account Number	004-02990-70
Street Address	2016 E WATERS EDGE DR
City	BLOOMINGTON
State	IN
Zip	47401-8494
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	WATER'S EDGE PH 1 BLDG J UNIT 10
Legal Subdivision	WATERS EDGE
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2006
Census Tract	1502

Owner

Source: Monroe County records · APN 004-02990-70

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2016 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2014 · Amount on Record
Deed Sale	Jun 24, 2014 · Amount on Record
Deed Document Number	20147684
Prior Transfer Date	Jun 18, 2014
Prior Transfer Doc	2014007684
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	2016 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8494
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2016 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8494

Mortgage

Document Number	2020016008
Date	Sep 30, 2020
Instrument	2020016008

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 25, 2030

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,010.00 (-9.42%)	$226,800 (+8%) Building $226,800	$226,800 (+8%) Building $226,800
2024	$1,115.00 (+15.19%)
2023		$210,000 (+13.51%) Building $210,000	$210,000 (+13.51%) Building $210,000
2022	$968.00	$185,000 Building $185,000	$185,000 Building $185,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050015022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 127 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Smithville Holding Company Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.