2016 E St NW, Miami, OK 74354 Property Records

Ottawa County property record for 2016 E St NW, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,527 sqft · built 1965
Lot Size	0.192 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,500 (Sep 2021)
Tax Bill	$956 (2025)
Deeds & Mortgages	May 2017 Mortgage Sep 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14848`

Property Details

APN / Parcel Number

Primary APN	`14848`
Alternative APN	`3620-00-000-362-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,527 sqft Living Area
1st Floor Area	1,527 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2006
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	297 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14848
Street Address	2016 E ST NW
City	MIAMI
State	OK
Zip	74354-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S30' LT 362 & ALL LT 363 BELMONT ADDN
Legal Range	22E
Legal Township	28N
Legal Section	24
Legal Subdivision	BELMONT
Legal Lot Number	362,363
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1029
Census Tract	574300

Owner

Source: Ottawa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2016 E ST NW, MIAMI, OK 74354-1824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVESTMENT SERVICES CORP
Sep 17, 2021	Warranty Deed, Transfer · Line of Credit WELCH STATE BANK OF WELCH OK
May 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVESTMENT SERVICES CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Dec 6, 2013 · Amount on Record
Deed Document Number	20214753
Deed Book / Page	1144 / 208
Prior Transfer Date	Mar 20, 2012
Prior Transfer Doc	0000001757
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	2016 E ST NW, MIAMI, OK 74354-1824
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001049/574
Date	May 16, 2017
Book Page	1049/574
Instrument	2017-002000

Lender

Name	MORTGAGE INVESTMENT SERVICES CORP
Type	Mortgage Company
Address	SHAWNEE, KS 66226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Sep 17, 2021
Property Address	2016 E ST NW, MIAMI, OK 74354-1824
Document Number	001144/208
Book / Page	1144 / 208
Instrument Date	Sep 13, 2021
Instrument	2021-004753
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$147.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2016 E ST NW, MIAMI, OK 74354-1824

Mortgage

Document Number	2021004754
Date	Sep 17, 2021
Instrument	2021-004754

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	2016 E ST NW, MIAMI, OK 74354-1824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1049/574
Date	May 16, 2017
Book Page	1049/574
Instrument	2017-002000

Lender

Name	MORTGAGE INVESTMENT SERVICES CORP
Type	Mortgage Company
Address	SHAWNEE, KS 66226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,584 (-3.37%) Land $481 Building $9,103	$84,063 (-3.37%) Land $4,215 Building $79,848
2025	$956.00 (-1.14%)	$9,918 (-11.68%) Land $481 Building $9,437	$86,995 (-11.68%) Land $4,215 Building $82,780
2024	$967.00 (-9.29%)	$11,229 (-) Land $481 Building $10,748	$98,500 (-) Land $4,215 Building $94,285
2023	$1,066.00 (+2.7%)	$11,229 (-) Land $593 Building $10,636	$98,500 (-) Land $5,200 Building $93,300
2022	$1,038.00	$11,229 Land $593 Building $10,636	$98,500 Land $5,200 Building $93,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	18 (1986–2019)
Claims Outside the SFHA	2 of 18
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2011 · 4 claims Severe Storms, Flooding, And Tornadoes, Jul 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Wisper ISP.

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